Rating based on 42 reviews

FNB Business Loan

  • Business loans up to R150,000
  • Low-interest starting from 10.5%
  • Repayment up to 60 months

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First National Bank homepage
Author First National Bank. Screenshot of First National Bank website.
[Accessed February 27, 2020]

About First National Bank

We are always looking out for a bank that we can trust. A bank that will not only protect our money but also help grow our money.

With FNB, that is possible. We are a bank that does not just offer you private banking or advice on how to save money. We are all about people. Our banking options are designed to suit the need of every individual that joins the First National Bank family.

Where it started

We are one of the oldest banks in South Africa. We can be traced all the way back to the Eastern Province Bank formed in Grahamstown in1838. FNB trades now as a division of First Rand Bank Limited. Two things stand out when you look back and FNB history. We are a survivor and we are for the people.

What FNB has to offer me

FNB is flexible and has much to offer in terms of service and business loans. We are in tune with the needs and wants of the people that come and bank with us. That is why we offer a myriad of services.

First National Bank Services

It is all about what suits your needs and what you are comfortable with. We offer different savings plans and bank accounts to suit your lifestyle, no matter what it may be.

All have different requirements and age ranges. Whether it be from your FNB account to your private wealth card. They cater to wherever you are in life right now.

FNB credit cards

Apply for a credit card to simplify your finances and with that the added benefits. FNB is a trusted name when it comes to providing credit cards. Credit cards are the safest cash replacer and it is very convenient. Apply online for your credit card and see how your cash flow improves.

Different ways to bank

Digital banking - download the FNB app and register online. Using your sim and or your bank account number, you can quickly and easily tend to all your banking needs online. You can also look forward to the rewards that you get from FNB for doing your banking online.

First National Bank – Business loan

  • Loan Type Business loans
  • Interest Rate from 10.5%
  • Loan Amount up to R150,000
  • Repayment 30 days to 60 months

Benefits of First National Bank

  • Repayment up to 6 months
  • Fixed interest rate
  • Business loans up to R150,000

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

We understand that when it comes to your financial goals, it is unique and personal

Because things change in life and so do priorities and sometimes you need a helping hand achieving those goals.

The FNB goal-based financial approach is made easier as we are here to help you identify, prioritize and plan for your financial future.

FNB home loan

Buying the home of your dreams is just one online application click away. FNB offers you, the client the best deals you can find on a property in South Africa. Our interest rates are the lowest in the country and that makes it even easier and hassle-free when applying for a home loan. If you are a first-time homeowner, we at FNB will make your experience worthwhile. You can rely on us to guide you and make the right home loan choice that will be suited to your pockets and needs. Our online loan applications are quick and easy and you will have a consultant on standby if you should have any further questions. 

FNB insurance

It is important to have the right kind of insurance so that you can financially plan accordingly. We pride ourselves on offering transparency, real value, and convenience combined with excellent service. We offer a myriad of insurance including, life insurance, funeral insurance, accidental death plan, car, home insurance, and many others. All just a quick click away.

Your best life is just a click away

Everything that you could ever need or want from a bank, you can find with FNB all you need to do is go onto our website. Straight forward and easy applications for every banking need, to the rewards system and the benefits you get just from banking with us. If the online route does not satisfy you. You are always welcome to call us or to go to your nearest FNB branch and meet with a consultant, that offers friendly service and will patiently answer any and all questions you may have.

Just remember to activate your cell phone banking app in the branch and not to share your password with just anyone.

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First National Bank is a trusted & reliable provider of business loans

In our review, First National Bank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

First National Bank is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

August 2019

I switched from my previous bank to FNB and I do not regret that decision. FNB has so many great benefits and they truly look out for your financial need

Amber Y
— Pinetown —

March 2019

I was having an issue with an online application, so I went to the nearest FNB branch, their consultants were friendly and welcoming as well as patient with me. What a great experience

Precious R
— Palmridge —

First National Bank Contact

Physical Address

Postal Address

  • PO Box 1153, Johannesburg, 2000, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed