Absa Personal Loan
- Personal loans up to R350,000
- Low-interest starting from 14%
- Repayment up to 60 months
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[Accessed April 30, 2018]
About Absa Bank
As a large banking corporation with major international partnerships, we are able to offer South Africans the latest, most advanced banking and lending products with an infrastructure that's second to none.
Whether it's an everyday banking account or a large personal loan we offer you only the best.
A large product and service range
We're one of the most popular and respected banks in South Africa and offer customers low rate home loans, flexible car finance and personal loans, investment and savings accounts as well as credit cards, and many other useful and competitive services such as Forex and international money transfers.
Absa Bank Services
ABSA offers personal loans that range from R250 - which you can get instantly as an existing customer to large loans of up to R350,000 - which can be used for financing a motor vehicle.
Our loan terms range from 60 days to 60 months and you can apply for a loan online via our banking and lending platform.
Need more than just convenience
If you're looking for a banking and direct lender - chances are you're looking for more than convenience. From online technology and speed to affordable rates and flexible terms - you need a bank that does more than just make big promises - and that's exactly why ABSA is the bank of choice.
Absa Bank – Personal loan
- Loan Type Personal loans
- Interest Rate from 14%
- Loan Amount up to R350,000
- Repayment 30 days to 60 months
- Decision 24 hours
Benefits of Absa Bank
- Get a personal loan amount up to R350,000
- Flexible repayment terms
- Competitive repayment terms
Personal loan calculator
Get a payday loan within just minutes, simply apply online
Our loans are certainly all-purpose and can be used for anything - no matter how small or big.
From buying that bike that you've dreamed of owning for years to painting the interior and exterior of your home - our fast loans are suitable for just about anything.
You can apply for a loan
In order to apply for a loan with us, you must be a South African citizen, over 18, and currently, be employed on a full-time basis and earning R2,000 or more per month. When we look to determine affordability we will use your payslips and bank statements and consider your credit history.
Take your future into your own hands with an Absa loan
Planning for your future can be a daunting process. The largest concern that most of us have is how to afford this future that we want. This is where we come in. Absa offers a variety of student loan opportunities that allow students to borrow funds at low-interest rates. What makes us the best is that we will offer you a better rate if another lender has a rate lower than ours. We will do whatever it takes to ensure that you are on the right path to a bright future. Cover all your study expenses from tuition to accommodation and textbooks. Make the smart choice for your future and take out an Absa study loan.
Get a handle on your debt today
It is no big secret that South Africans are struggling in the current economic state of the country. With access to multiple credit cards and store cards, it can be quite easy to rack up a hefty amount of debt. Keeping up with payments and ensuring that you have budgeted correctly can become a nightmare.
This is why Absa is here to help you get your debt under control with the assistance of a debt consolidation loan. A debt consolidation loan will allow you to repay all of your current debts and only repay a single loan amount monthly. Not only do you stand the chance of saving money on interest but you can also return your finances to a stable state.

Absa Bank is a trusted & reliable provider of personal loans
In our review, Absa Bank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.
Absa Bank is a registered credit provider in South Africa: NCRCP7
Customer Reviews & Testimonials
Absa Bank Contact
Physical Address
- Canal Walk Century Blvd Cape Town Western Cape 7441 South Africa
- Get Directions
Opening Hours
- Monday 08:30 – 15:30
- Tuesday 08:30 – 15:30
- Wednesday 08:30 – 15:30
- Thursday 08:30 – 15:30
- Friday 08:30 – 15:30
- Saturday – Closed
- Sunday – Closed