Rating based on 9 reviews

Ayoba Loans

  • Affordable loans
  • Low-interest starting from 15%
  • Repayment up to 2 years

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Ayoba Loans homepage
Author Ayoba Loans. Screenshot of Ayoba Loans website.
[Accessed March 8, 2022]

About Ayoba Loans

Ayoba is a South African registered credit provider.

We are one of the leading online service providers. You can apply for a personal loan that is uncomplicated and effortless.

A simple and straightforward process

Looking for an affordable loan is a full-time job on its own. So, when you have finally found us, we do not want to keep you waiting. Instead, we want to give you the best service so that you will not regret looking for a loan. Our loan application is quick, and you can finish applying for a loan in just a few minutes.

Your confidentiality is guaranteed

Most scams are happening online. So, when you are not comfortable with online loans, we understand your consent. But we can guarantee you that all the information you provide us with is confidential and have high-security measures. As registered credit providers, we have to protect all clients. If ever you have been in the market for a loan for a while now, we can help you get the loan you need as well as do our level best with guiding you through the process.

Ayoba Loans Services

We strive to supply South Africans with personal loans when they need quick cash.

All our personal loans are unsecured. Unsecured loans mean that you do not need collateral for you to be granted a loan. All the loans we offer at Ayoba are fast, safe, and reliable.

How to qualify for our loans

To determine if you qualify for our personal loans you need to visit our website.

  • South Africa with a green bar-coded ID
  • Own a valid South African bank account, a debit order will be set up
  • Earn at least R 3000 per month.

We have loans even for bad credit individuals

Slowly but surely everything in South Africa is becoming unstable including our economy. Which has led to many South African citizens being blacklisted? Although it is not everyone who gets to receive the loan for blacklisted, we only consider those who have bad credit records but are not too poor. You should be poor enough to make monthly repayments.

Ayoba Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate 1560% p/a
  • Repayment 1 month to 2 years

Benefits of Ayoba Loans

  • Quick response time
  • Affordable repayments terms
  • An easy online application
  • Low-income friendly loans

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Apply today and start improving your life

All our services are tailored to accommodate your current financial status

At Ayoba we believe in equality and we do not like to leave anyone behind. You can apply for a lot more services even if you feel like you do not qualify, and we will assess your application to see the type of loan you qualify for.

Document to submit when you are applying for a loan

  • ID number
  • Full name and surname
  • Cell phone number
  • E-mail address
  • Know how much you want to borrow

Benefit from using our service

At Ayoba we offer a wide range of services that are easily accessible and extremely fast turnaround. When you use Ayoba services you do not have to worry about standing in long queues. You do not have to worry about endless documents or even waiting for days with no funds in your account. After you have been approved you can expect to receive your quick loan into your bank account within 48 hours.

We have value-added benefits at Ayoba

At Ayoba we charge all our fees based on follows the terms set out in chapter 5 of the National Credit Act (NCA) no 34 of 2005. We have no hidden costs. You will only be charged an initial initiation fee of 15% of the instant loan amount up to R1 000 and 10% thereafter plus VAT. You can expect to pay R50 per month. Apply today. We are waiting to assist you

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Ayoba Loans is a trusted & reliable provider of personal loans

In our review, Ayoba Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Ayoba Loans is a registered credit provider in South Africa: NCRCP6904

Customer Reviews & Testimonials

November 2019

Looking for a loan is so hard but when you have found a responsible lender like Ayoba. You need to worry not. They are transparent, and you will not be forced to sign or do anything you do not li...

Andrew D
— Polokwane —

Ayoba Loans Contact

Physical Address

  • 8 George St, Leeudoringstad Cape Town Western Cape 2640 South Africa
  • Get Directions

Opening Hours

  • not available