Rating based on 62 reviews

Izwe Loans

  • Quick loans up to R250,000
  • Low-interest starting from 27.75%
  • Repayment up to 60 months

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Izwe Loans homepage
Author Izwe Loans. Screenshot of Izwe Loans website.
[Accessed March 11, 2022]

About Izwe Loans

We are a lender with a superb flexible system for your loans.

If you are looking for a loan, we will have what you need. Using an advance system for choosing loans and making it easy to use.

The right amount

We have designed a system that is both facilitated and advanced. We will allow you to choose your own amount for your personal loan ranging from R1000.00 to R250 000.00, whilst also allowing to use the instalment instead. We also show you the monthly range in which you will repay the loan ranging from 12 months to 60 months.

Why use IZWE?

IZWE is an exceptional option for you because we offer flexible terms for any and all payment times, for the full duration, ranging from 12 months to 60 months. We are also a company that has a pride hanging on being quick, making decisions in mere seconds, and you will receive your money a day later. We use the interest from as little as 15% and we have definite customer protection set in place.

Izwe Loans Services

If you need a loan for any reason, we have the means to help you.

We have a wide range of services and an entire program tenaciously designed for all our customers for the best possible help and usage of the personal loan that any consumer might need.

How can I apply?

To apply for a loan you must be aged at least 18 years old and possess a valid South African ID and/or driver's license. You will also be required to be employed with a minimum income of R2000.00 and you will need to provide documented proof of this income.

Quick and easy loan applications

We’ve made the quick loan application easier by making it a personal loan application. You apply for a loan online, through our website and we will call you to fully complete the application. This makes the application easy since we can always explain everything for you personally during the application. You may also call us, with the information provided on our website. You will also receive an account statement as proof and extra conversation of your loan. This statement can appear either by email or SMS.

Izwe Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 27.75%
  • Loan Amount up to R250,000
  • Repayment 12 months to 60 months

Benefits of Izwe Loans

  • Flexible loan options
  • Quick loans up to R250,000
  • A quick and paperless loan applications
  • Accessible financial solutions

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

We always look out for our customers, making them our first priority

Loans can seem scary at times, but we want you to feel in control of your money and protected. And we want to make sure that you will always be able to repay your debts and assist you in circumstances.

How is my eligibility determined?

We use RCS which a governed by the National Credit Act in assessing if you are applicable for us to provide credit to. RCS is a registered and authorised financial service provider, and is thus a very beneficial and accurate system to use.

We also use another method alongside this, which is also approved. We will assess your credits and expenses to find and know whether or not you have been paying past expenses and it will provide with the information of how well you have been doing so. We will also receive information about your general income. This information is merely an approximation to allow us to see and determine your trustworthiness and as such, how eligible you are. You, however, won’t have to fill in any extra applications or do extra paperwork. We handle this for you.

How and when will I get my money?

We are meant to provide a straightforward service and an online one. This means that we will send the money directly into your bank account. Your bank will notify you that the money and the total amount has been paid in.

Your application will have to be approved first to receive any money. But right after it’s the approval we will send the money to your account in no more than 24 hours time.

What if I can’t pay monthly?

There are many circumstances that could happen that will cause a person to be unable to repay their loan. The fact that you have a loan means that you were applicable to start with and that you are still and eligible and valuable customer. We do not want anything to happen to you and as such, you can always call us if there is a problem with paying back and we will provide you with a solution!

Customer Reviews & Testimonials

September 2019

The service care was excellent. I was in constant telephone communication with the company and I knew exactly where I stood with the process

Teresa O
— Dunnottar —

September 2019

I had problems with paying back my loan for a few months and they immediately gave me an easy and understandable solution with no problems in the service contract or the debt itself

Kevin L
— Nigel —

Izwe Loans Contact

Physical Address

  • 45 Durban Rd, Bellville Central Bellville Western Cape 7530 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed