Rating based on 39 reviews


  • Loans bad credit up to R4,000
  • Low-interest starting from 60%
  • Repayment up to 32 days

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Boodle homepage
Author Boodle. Screenshot of Boodle website.
[Accessed April 6, 2023]

About Boodle

If you need that little extra to reach a goal, fix a problem, or get something done today, then Boodle has the perfect loan for you, they can even assist you with a loan for bad credit.

In less than 5 steps and less than 10 minutes, you can get approved for a loan and in less than 2 hours, you can have the money you need in your pocket.

Boodle is a highly client-centric company that has its client’s best interests at heart. They are all about the people of South Africa, and how they can improve their lives and finances.

Accessibility & great service

With their easy-to-navigate website and friendly supportive staff, you will experience getting a good deal the easy way.

They have something for everyone and you can get in touch with them in whichever way you prefer. So, quickly start a live chat with them by clicking on the chat button in the bottom right corner of their website, send them a quick email, or simply give them a call.

With Boodle cash is a few clicks away

Accessing an affordable loan from them is easy as they are online and provide fast and effortless small loans across the country.

Even though they are always available to assist you with anything, their site is optimised and automated so that you can conveniently apply without the need to actually speak to someone.

This was created for optimal customer satisfaction and to enable South Africans to access money very quickly without any complications.

Boodle Services

Offering everyone a fair chance to get finance is what they live for and as a responsible lender they will also ensure that you can indeed afford the loan they provide you with.

Boodle’s loans and what they can be used for

They have two main loan options available. You can either borrow between R100 and R6000 over 2 to 23 days with their payday loan, or you can borrow between R500 and R6000 over 2 to 6 months with their short-term loan.

Both these loans require a credit check to ensure that the repayments won’t harm your finances and that you will be comfortable making them. Boodle won’t ask much from you and you will be able to use these funds in whichever way you like.

Loans if you have a less than perfect score

Boodle does not specialise in bad credit loans, but as a registered credit provider, they are focused on giving you a loan according to your affordability.

So, even if you missed a few payments on other loans and are a little worried about a slightly bad credit score, they might still be able to assist you with a small little loan.

The SmileRank system for loyal clients

They have created a system that drives good payment behaviour and rewards customers for paying their loans on time. This reward system will provide you with smiles and for every smile, you can borrow a little more money.

The max amount of money you can borrow with them is R8,000. 

Boodle – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 60%
  • Loan Amount up to R4,000
  • Repayment 48 hours to 32 days
  • Decision 10 minutes

Benefits of Boodle

  • Loans paid out in 10 minutes
  • Use the SmileDial to choose the required amount
  • They support responsible lending
  • Loan applications are fast

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a quick bad credit loan at Boodle today

They have a very smooth and effortless process in place for you to conveniently apply and get what you need.

As previously stated, they won’t ask you for much, you’ll only need simple things like your personal information and your monthly income.

How to send them an email  

If you don’t prefer chatting live with them or navigating through their website to apply on your own, you can get in touch by clicking on the contact tab and entering your name, email address, subject, and message if you have a specific query.

Get a loan online in 4 steps:

  1. First, you’ll need to select your loan amount and term.
  2. Then you’ll need to sign up with your contact number and ID number and create a password for your Boodle account. 
  3. Once that is done, you will be directed to fill in a personal information form and verify your income. During this step, they will do a quick credit check and provide you with an instant quotation.
  4. After accepting your quote, you will receive the money within 10 minutes if you went the online verification route or within 2 hours if you went with their manual route of uploading your supporting documents.

It is time for your bank account to smile a little

Deal with a passionate team of experts that cares about people and their finances. Even though they make use of very modern technology, they still keep their personal touch intact.

Any South African citizen that is older than 18 with an income can apply. If you need a bad credit loan, apply today and see what they can offer you.  

man holding thumbs up

Boodle is a trusted & reliable provider of loans bad credit

In our review, Boodle adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Boodle is a registered credit provider in South Africa: NCRCP5361

Customer Reviews & Testimonials

September 2019

I am delighted with Boodle Loans incredibly quick approval within an hour for cash when I was in a jam. Not only did I find Boodle fast cash loans quick and easy to apply for but was pleasantly s...

Louise J
— Fourways —

June 2019

A friend at work told me about Boodle and I tried them out when I needed money to pay my vet bill. They certainly deliver a fast application and approval process and the interest rate was pretty ...

Henk V
— West Rand —

December 2021

The nice thing about this company is its straightforwardness and reliability. One of the greatest online lenders I have ever dealt with.

Mohakhali R
— Brits —

December 2021

Such a great process. Thanks, Boodle this was so easy and convenient, you guys are the best!

Le Roux P
— Bloemfontein —

January 2022

I had a few specific questions and received a very prompt response on the email I’ve sent to them. Great customer service.

Karelse M
— Cape Town —

Boodle Contact

Physical Address

Postal Address

  • Suite 86, Private Bag x1, Melrose Arch, 2076, South Africa

Opening Hours

  • Monday 07:00 – 18:00
  • Tuesday 07:00 – 18:00
  • Wednesday 07:00 – 18:00
  • Thursday 07:00 – 18:00
  • Friday 07:00 – 18:00
  • Saturday 08:30 – 12:30
  • Sunday – Closed