Rating based on 8 reviews


  • Loans bad credit up to R200,000
  • Low-interest starting from 24.75%
  • Repayment up to 72 months

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Hippo homepage
Author Hippo. Screenshot of Hippo website.
[Accessed January 23, 2023]

About Hippo

Hippo is all about bringing you the best lenders.

They offer you access to a panel of expert lenders that will help you out in your time of need. You can get a loan through them, even if you suffer from a bad credit history.

Hippo’s been in the business for many years and always delivers quality. They believe in offering second chances and not dwelling on the past.

Bad credit loans are an opportunity for a great future. With their fast response and lenient requirements, anything is possible.

Choose Hippo

Hippo’s purpose is to provide you with a range of quotes from their panel of trusted lenders. They save you time and money by allowing you to compare finance quotes side by side.

This makes it easier to compare differences in price and quality. The process is quick, easy, and hassle-free. They also list the benefits of each lender. Their site as well as their panel of lenders are trustworthy.

There are no hidden fees and they take care of your personal information. They’re unbiased and rank lenders according to price but allow you to make the final decision.

Their long list of industry-leading services

They’re not limited to personal loans. Hippo offers a variety of services that are an essential part of the life of almost every South African.

When you use Hippo to collect quotes, you leave with so much more.

They offer:

  • Funeral cover
  • Motor warranty
  • Cellphone insurance
  • Car rental
  • Vehicle tracking
  • Car insurance
  • Medical aid
  • Life insurance
  • Personal loans
  • Home insurance
  • Business insurance
  • Debt counseling

There’s so much more that they can offer you. These are just some of their services.

Their expert consultants will be with you every step of the way to make decision-making easier. They want to bring you as many options as they can and achieve this quote after quote.

Hippo Services

Their services are all online, which is why they use an Entrust digital certificate that encrypts all of your information to keep it safe.

Their platforms are secured and your personal information is not released to third parties without your consent.

They don't do an initial credit check. This will only be done with your consent. Credit checks are done to determine your credit score and evaluate your credit history. This way, lenders can see your financial habits and behavior. This usually determines whether or not they’ll approve your application. But Hippo provides bad credit loans and your credit history will not play a huge role in approval.

Get bad credit loan quotes in seconds

It takes just 2 minutes to apply for loan quotes with Hippo. Fill out their forms and compare quotes side by side to find the right option for you.

  1. Fill out your ID number
  2. Supply your name, surname, email, and phone number
  3. Choose whether you'd like to be referred to a partner if your application fails
  4. Pick your bank, employment status, and let them know whether or not you're under debt review
  5. Determine your loan amount and repayment term
  6. Tell them about your gross monthly income, net income, and expenses

Hippo’s website will list options that fit your requirements. They also indicate your chance of success with each lender.

Our bad credit loans

Bad credit loans are designed for those who have a poor credit history. They’re allowing people a second chance. Those who have not had time to build up a credit score can also make use of them and establish a credit record. These can be secured or unsecured.

Fees, terms, and interest rates will be determined by the individual lender and not by Hippo. All of their lenders have a bad credit loan division. Customers who make use of these bad credit loans will not be treated any differently. Not only does Hippo provide quality services but they also stand for equality and will treat everyone with the same level of respect.

Hippo can help you make the best decision

Hippo’s personal loans have a range of R500 up to R150 000. You must be older than 18 to apply.

They’ll need a copy of your ID, three months’ bank statement, and your proof of residence. Once you’re approved, your money will be sent directly into your bank account. They can't say how long this will take as it depends on the lender. The faster you supply the correct documentation, the faster you’ll get your loan.

Hippo – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 24.75%
  • Loan Amount up to R200,000
  • Repayment 12 months to 72 months
  • Decision Same day

Benefits of Hippo

  • Bad credit loans of up to R200 000 available
  • A wide panel of trusted lenders
  • Repayments between 12 and 72 months

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Helping you with debt

Hippo also provides quotes on debt consolidation loans.

This is when many of your small loans merge into one larger loan. It’s better to pay one interest rate instead of five different rates. It's also easier to just pay off one creditor.

If you’re feeling the pull of debt, you should focus on paying off what you owe. Ensure you make your monthly installments and payments on time. These are simple ways to improve your credit score and relieve debt.

Hippo’s trusted partners

Hippo works with leading global companies as well as South African companies. They have over 40 trusted lenders on their panel such as:

  • Momentum Health
  • Virseker
  • Legalwise
  • Medihelp
  • WesBank
  • Discovery Health

They’re not limited to these partners and have much more available to assist you in finding a personal loan for bad credit.

Customer Reviews & Testimonials

July 2020

Hippo was easy to use and gave me good options.

Terry M
— Pretoria —

April 2020

Saved me time and money.

Lillian H
— Bloemfontein —

April 2020

Amazing service. It was much help.

Siphokazi W
— Gauteng —

Hippo Contact

Physical Address

  • Block A Steyn City Capital Park, Erling Rd Riverglen 2191 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 19:00
  • Tuesday 08:00 – 19:00
  • Wednesday 08:00 – 19:00
  • Thursday 08:00 – 19:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed