Rating based on 27 reviews

Hopon Loans

  • Loans bad credit up to R50,000
  • Low-interest starting from 63%
  • Repayment up to 36 months

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Hopon Loans homepage
Author Hopon Loans. Screenshot of Hopon Loans website.
[Accessed April 30, 2018]

About Hopon Loans

Hopon Loans is a South African lender that offers a range of flexible and affordable bad credit loans.

Our business revolves around good customer service and a super-fast loan turnaround time - which ensures that our customers are taken care of in the best possible manner and as quickly as possible.

Lending does not have to be complicated

It doesn’t have to take days and it does not have to be stressful. Whether this is the first time you're taking out a fast loan or the third - we can offer you great personal loan rates and flexible terms - 100% online. We are a responsible lender and will always ensure you can afford the credit you are applying for before approving your application.

Hopon Loans Services

We believe that people with bad credit are unnecessarily overlooked and that they should be able to access credit just like any other.

If you need a loan of up to R 50,000 - apply today and we will certainly tailor a package to meet your individual needs.

Transparency towards our customers

Hopon Loans is a transparent lender and will always clearly indicate the interest rate that will be applied to your loan. Our loans range from 60% to 112% APR and we offer loan amounts from R 5,000 to R 50,000. We offer loan terms of between 7 and 36 months and will always conduct an appropriate affordability check prior to approving a bad credit loan.

Hopon Loans – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 63112% p/a
  • Loan Amount up to R50,000
  • Repayment 7 months to 36 months
  • Decision 24 hours

Benefits of Hopon Loans

  • BAD Credit Loans
  • QUICK Loans
  • PERSONAL Loans

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Instant loan approval means instant cash! And we are here to provide you with exactly that

Before filling out our online loan application form we recommend that you make use of our simple loan slider to find out what a personal loan will cost and how much you will be expected to pay back per month.  

If you're looking for speed and simplicity use us

We customers a much easier and faster way to get a quick loan - via our modern and optimally secured online system. With Hopon Loans you can now apply for a loan 100% online and have it approved and credited on the same day.

Contact us for speedy help when you need it

Our professional administrative support staff is available to assist you with completing your loan application over the phone or online. You can contact us easily by email or telephone and rest assured that your query will be resolved in a professional manner - FAST!

‘Efficient’ is our middle name

Modern advancements in technology have allowed us to streamline lending for us and for our customers. Our online system has been making lending simpler since 2015 and allows for more accurate and more efficient decision making. No more time-wasting from long, tedious bank queues or mountains of paperwork for you to complete. Simply complete our online application from your Smartphone, Tablet, or personal computer and you can expect an answer in minutes. Take finance into your own hands today.

A lender you can put your trust in

We believe that responsible lending can empower our customers and assist them to achieve their goals in a risk-free manner. ‘One-size-fits-all’ is not our approach – we create individual loans for our customers to ensure that you borrow on your terms. You know what you need and what you can afford which is why we will never allow you to borrow more than what you can handle to repay. We are committed to responsible lending and want nothing more than for you to meet your goals.

man holding thumbs up

Hopon Loans is a trusted & reliable provider of loans bad credit

In our review, Hopon Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Hopon Loans is a registered credit provider in South Africa: NCRCP201

Customer Reviews & Testimonials

December 2018

Finally, a website that is easy to use and navigate! Thanks for the simplicity!

Eric D
— Cape Town —

February 2019

Cash I needed without the long wait! Hopon Loans comes high on my recommendation list!

Andrea C
— Port Elizabeth —

Hopon Loans Contact

Physical Address

  • Aloe Grove, Houghton Estate Office Park 2 Osborn Road, Corner Terrace Road Mountain View Houghton Estate 2198 South Africa
  • Get Directions

Postal Address

  • P.O. Box 31841, Braamfontein, 2017, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 17:00
  • Sunday 08:00 – 17:00