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Loan SA

  • Loans bad credit up to R150,000
  • Low-interest starting from 27%
  • Repayment up to 60 months

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Loan SA homepage
Author Loan SA. Screenshot of Loan SA website.
[Accessed January 23, 2023]

About Loan SA

Loan SA leads the way when it comes to offering the easiest process of applying for personal loans in South Africa.

Apply for your loans up to R150 000 in a completely paperless process and look forward to prompting response times.

We help you get the loan you need

Use Loan SA with peace of mind when you need personal loans and browse the additional services we offer clients all under one roof. Personal loans have become the go-to solution in extra finance you need when you want to complete a project, buy a big-ticket item, or even consolidate your debt into one easy-to-manage installment.

Apply online for any type of loans

Internet technology has streamlined applying for loans, and it certainly beats going into the bank with a file full of papers, and the process is fast and easy. Loan SA is completely transparent in our bad credit loan services and to get started simply create your account and log in to apply.

Loan SA Services

At some time or another, you may need funds for home improvements, vehicle repairs or to alleviate cash flow problems.

Online quick loans allow you to find funding for any purpose you need, and you can borrow the amount suitable for what you have in mind.

Enjoy fast, easy, paperless applications online

The entire application is now paperless and approval times are fast if you have everything in order in detail required to apply.  Perhaps you have browsed other lending companies already and have now discovered our loan services online.

Affordable loan interest rates

Have a look at our super interest rates and repayment terms designed to suit your budget. The basics of the online loan application mean you can supply the necessary information in fields on the online form.

Loan SA – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 27%
  • Loan Amount up to R150,000
  • Repayment 6 months to 60 months
  • Decision 3 minutes

Benefits of Loan SA

  • Comprehensive credit reports
  • Loans up to R150 000
  • Repayments between 6 and 60 months
  • Legal advice assist available
  • Your loan delivered in 3 minutes

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Loan SA we have simplified the loan application process

As with all basic applications for loans you will need to have personal details handy such as:

  • Your home address,
  • Your employment details,
  • Identity numbers and your contact details,
  • A South African bank account.

Before you submit the loan application form carefully go through everything carefully to make certain there are no mistakes that could cause you problems thus delaying approval times.

Loan approval and terms and conditions

Considering the online application process is paperless in most cases you will agree to terms and conditions rather than have to supply a signature, but in certain cases, a digital signature could be required.

Most people will skip over these terms and conditions of the loan because they can be quite lengthy, but rather take some time to read everything first, no matter how eager you are to get your hands on the money.

Only apply with reputable online lenders in South Africa

When investigating online loans and credit cards, it is always wise to do some diligence to check the credentials of the lender, and at Loan SA you will find their credentials and contact details clearly displayed.

For your peace of mind, they have added testimonials of other South Africans that have used their online personal loans applications services. Loan SA has already helped thousands of South Africans get the personal loans they need and once you have paid off your loan on time, it is simple to reapply again in the future.

Complete loan applications with care

Most people in a rush to get online personal loans will be in a hurry to fill in the application form but rather take time to double-check that all the information is accurate before the final submission. Look forward to the fast response to your applications and once approved the money will promptly be transferred into your designated bank account.

Build up a good credit record with personal loans

Once you are successful in securing online personal loans with Loan SA they advise that you stick to the payment plan religiously as this will look great on your credit profile and when you need loans in the future from them it will also help with faster approval rates.

Before you sit down at the computer to apply for online personal loans take time to gather all the information you need that is shown in the online form so that you are ready and don’t have to search for information and documents that will delay submitting your applications.

Although online personal loans have simplified everything to get the finance for what you require, it is still important to make certain that you go through the process carefully and diligently. Read the terms and conditions, understand the amount you will have to pay back each month and work smart with your money.

Customer Reviews & Testimonials

August 2019

Awesome service from Loan SA when I needed money to settle medical bills I was stressing about. Very easy to apply and super fast turnaround approval. Many thanks!

Paul D
— Roodepoort —

June 2019

I found it incredibly easy to get my personal loan of R50 000 for a vehicle I wanted to buy privately for cash. I am happy with their fair interest rate and repayment terms. This personal loan se...

Talinder R
— Gauteng —

Loan SA Contact

Physical Address

  • 28-30 Siphosethu Rd, Mount Edgecombe Country Estate 2 Durban Kwazulu-Natal 4300 South Africa
  • Get Directions

Opening Hours

  • not available