Rating based on 23 reviews

SA Personal Loans

  • Loans bad credit up to R150,000
  • Low-interest starting from 21%
  • Repayment up to 60 months

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SA Personal Loans homepage
Author SA Personal Loans. Screenshot of SA Personal Loans website.
[Accessed January 23, 2023]

About SA Personal Loans

Struggling with bad credit and need a loan? SA Personal Loans can offer you the perfect bad credit loan that will be tailored to your requirements.

They have knowledgeable experience in the loan industry and will help to increase the chances of you qualifying for a loan. If you are employed, you can apply for a loan with them. Customer service and loyalty always lie in their best interests.

They aim to address your needs by offering the latest loan products that suit your budget.

A great financial solution

Lending does not have to be a stressful process. SA Personal Loans can offer you great loans with fantastic rates and flexible terms - 100% online.

As they are not a direct lender, their user-friendly website can be used to help you find the perfect loan. They are partnered with banks and reputable lenders and will match you up with the lender that matches your needs the best.

SA Personal Loans Services

SA Personal loans can offer you a loan of up to R150,000 with a repayment term from 6 to 59 months and their interest rates range from 9.8% up to 21%.

The best part of applying for a loan with them is there are no hidden and additional service fees! If your loan is approved by one of the lenders they will be responsible to pay the finders fee.

Get your debt consolidated today

They make use of an online scale that shows the amount you qualify for. This method is easy and quick and the debt consolidation loan can be released into your account instantly anywhere in South Africa.

Their team is a group of consultants who will give you great advice and outstanding service. If you need any support or some knowledgeable advice on your loan they will gladly assist.

You can be assured that they will keep your information private and will not give access to any 3rd party. All the information you supply them with will be kept discreet.

SA Personal Loans – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 21%
  • Loan Amount up to R150,000
  • Repayment 6 months to 60 months

Benefits of SA Personal Loans

  • No application fees
  • Affordable interest rates on your loan
  • Same-day loan approval
  • 100% safe and secure
  • Easy loan application
  • 24/7 access to their easy-to-use website

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Sa Personal loans is the lender to trust for bad credit loans

A loan for bad credit is a good option if you need a loan to get something done quickly or if you have not saved up enough money for a certain project or life event.

It is a great help for those unforeseen times as well, and it can be paid back in smaller repayments.

One of the best bad credit loans South Africa has to offer

With the help of modern technology, they can offer their customers streamline lending. No more time-wasting from long bank queues or endless mountains of paperwork for you to complete. Simply complete their online application from your Smartphone, tablet, or computer anywhere.

Why should you maintain a good credit score?

A credit score is one of the most important things that must not be taken for granted.

Sometimes you only find out about your low score when your loan application does not meet the lenders' requirements. Your credit score plays a huge role when it comes to loans, but with SA Personal Loans you have a good chance to be approved for a loan.

SA Personal Loan’s application can be done in 3 easy steps

  1. Navigate to their site and click on register.
  2. Fill in a quick application form to ensure you are employed and have a South African ID number.
  3. You will receive the transfer within 24 hours after approval.

Be in control of your finances

At SA Personal Loans they will help you obtain any one of their flexible loan for bad credit with low interest and affordable monthly instalments. Look no further and apply today!

Customer Reviews & Testimonials

October 2019

Just such an easy application to complete. I never had to do an application so quickly and without any hassle.

Tom W
— Kimberley —

October 2019

Provisional staff, they know their way around. Probably the first company I made use off and they know there work on point.

Johnson B
— Gariep —

SA Personal Loans Contact

Physical Address

  • Century Pl Blvd Century City Cape Town Western Cape 7446 South Africa
  • Get Directions

Opening Hours

  • not available