Rating based on 19 reviews


  • Business loans up to R1,500,000
  • Low-interest starting from 24%
  • Repayment up to 60 months

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Author Genrand. Screenshot of Genrand website.
[Accessed April 6, 2023]

About Genrand

Having noticed the often strained and distant relationships between business owners and their banks, Genrand identified a gap in the business financing sector that could only be filled by a capable and attention-orientated business model.

They now offer business loan solutions that are tailored to meet your needs quickly and with simplicity.

From humble beginnings to a major player

Genrand initially began operations with a single product offering to businesses and has now grown and expanded its offering to include a range of mainstream offerings. This growth can be attributed to their exceptional customer service coupled with expertise, professionalism, and a passion for business.

Genrand Services

They offer a range of mainstream business finance options and are able to assist businesses operating in the property sector with expertise and tailored solutions.

They offer bridging finance, residential and commercial bonds, medium-term business loans, invoice and debtors financing as well as debt consolidation loans.

Unsecured business finance for turnovers exceeding R1 million per annum

Genrand offers unsecured business loans to a range of industries including restaurants, shops, and retails which offer you a decent-sized loan that can be used for expansion, purchase of equipment, and to deal with cash flow needs. Businesses applying for unsecured finance must have a turnover of R1 million or more per annum.

Genrand – Business loan

  • Loan Type Business loans
  • Interest Rate from 24%
  • Loan Amount up to R1,500,000
  • Repayment 6 months to 60 months
  • Decision 72 hours

Benefits of Genrand

  • Property bridging finance
  • Business loans

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Genrand they tailor financial solutions to your business needs

They accept online loan applications and can have your quick loan credited within 3 working days.

In order to qualify for an unsecured loan, your business must have a verifiable history of no less than 12 months and an annual turnover of R1 million or more. They also require a clear ITC record and that the business is a registered entity.

Loans for property developers, agents, and investors

They offer medium-term small business loans which can offer 50% of the value of the property being borrowed against a term of between 4 and 12 months. They also offer invoice discounting services where you get to choose which invoices will be factored in and which will not. Their services are designed to be flexible and meet a wide array of needs in the property sector.

Need your business’s financial statements

In order for Genrand to consider your business loan application, they need to check and verify your organisation’s financial statements. In essence, they need to evaluate whether you will be able to afford the business loan or not.

As much as entrepreneurs are always looking for sponsorship or capital, it will not help your venture in any way if you can’t afford a business loan. They just want their clients to be financially realistic with their expectations and by doing so, they will be able to meet them halfway.

Paying for my business loan earlier than the required date

If you have an excess of money at your disposal and would like to settle your business loan earlier than the required date, you are welcome to do so. This will mean you have one less loan to worry about.

They applaud customers that take up the initiative of paying for their business loans earlier than the scheduled time. Such dedication will give you brownie points when you want to apply for another business loan in the future. Allow them to help you and your organisation by giving you an enterprise credit plan that can move your dream ahead.

Customer Reviews & Testimonials

May 2018

Genrand some of the best business loan rates in South Africa!

Rajesh N
— Richards Bay —

January 2019

The entire business loan application was easy and convenient to complete.

Mamello K
— Mafikeng —

March 2019

I applied for a Genrand business loan this morning and a few hours later, my credit request was approved.

Anil H
— Durban —

March 2019

There aren’t too much interest rate charges on the business loans that Genrand has. I can still pay my other debts!

Palesa B
— Katlehong —

Genrand Contact

Physical Address

  • Suite 141 A, Millennium Business Park Block E, Edison Way Cape Town Century City 7446 South Africa
  • Get Directions

Postal Address

  • Postnet Suite #444, Private Bag X3, Bloubergrant, Cape Town, 7443, South Africa

Opening Hours

  • not available