Rating based on 20 reviews

Pollen Finance

  • Fast loan payouts
  • Business loans up to R6,000,000
  • Repayment up to 8 months

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Pollen Finance homepage
Author Pollen Finance. Screenshot of Pollen Finance website.
[Accessed January 24, 2023]

About Pollen Finance

Pollen Finance is a company that specializes in funding businesses. Established in 2015, they arose out of a need for SME funding in South Africa.

Since then they’ve made enormous leaps in growth over the years. In fact, Pollen Finance loaned out more than R3 billion in the years between 2015 and 2020.

Just as so many businesses grew from that funding, Pollen Finance grew as well - expanding the range of businesses they can assist and growing their staff with knowledgeable professionals.

Fast funds with Pollen Finance

Pollen Finance claims they owe much of their success to one aspect of their service - fast finance. They pride themselves on delivering business loans of up to R6 million, with approval and deposit in just 3 days or less.

With speedy funding like that available, it’s no surprise that their services are used so widely. This is only made more pleasant by their dependable and friendly employees.

Behind the business

Pollen Finance had its own help along the way too. The Anglo African Group, a finance company based in Stellenbosch, has been backing Pollen Finance for years. Anglo African has been financing businesses since 1994. Their experience in business funding helped them grow, and so did their investment.

With their own beginnings helped along by the Anglo African Group, Pollen Finance knows and understands what a business needs when it comes to funding.

Pollen Finance Services

Pollen Finance supplies business finance fast, easily, and effectively.

Their loans are short-term and designed to be especially effective for growing businesses. Their maximum repayment period is around 8 months but can be extended if the business qualifies for it.

Their standard loan is repaid over a period of 26 weeks. These repayments come in the form of smaller weekly installments. All repayments are fixed, so you don’t get caught paying any hidden costs.

No queues, no hassle

Fast funding is available with Pollen Finance and is all online. Your online loan application takes only 5 minutes and your approval can arrive in less than 3 days. That’s way faster than most lenders respond.

One of Pollen Finance’s consultants will chat with you if you’re interested in applying. They make sure they understand what your needs are and what they can offer you before sending you their application forms. Filling those in and sending them the required documents can have your business growing in under a week.

The funding Pollen Finance offers

Pollen Finance understands that growing businesses need fair funding. They offer business loans from as little as R50,000 up to as much as R6 million. That kind of scope can offer any SME exactly what they need, and fast! You as the business owner can use the funding however you see fit.

However, Pollen Finance doesn’t fund business start-ups. Only businesses that have been operational for a year qualify for funding even if you require small business loan.

Pollen Finance – Business loan

  • Loan Type Business loans
  • Loan Amount up to R6,000,000
  • Repayment 8 months
  • Decision within hours

Benefits of Pollen Finance

  • Get a loan up to R6 million
  • Loans are paid out within hours
  • Easy online loan applications

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Applying for Pollen Finance funding

Applying at Pollen Finance is a total breeze.

Their application process takes only 3 minutes and can be done entirely online if you prefer. And it only takes a few clicks.

Clicking on applying will take you to a screen where you’ll enter your full name and surname, email address, and contact details. These are submitted to the lending company along with the amount you need. A consultant will call you and you can begin the application process for yourself.

What happens next

Well, Pollen Finance will need a few things from you. The documents they request are for them to better understand your needs. As responsible lenders, they scrutinize all details of your business, to ensure you get exactly what you need without putting you under financial pressure.

You’ll be asked for the following documents when applying for funds:

  • Last 6 months of your business bank statements
  • A Pollen Application form, which they will send to you
  • Consent to credit search forms, which they will send to you
  • CIPC company registration documents
  • A copy of your lease (if applicable)
  • Copy of the ID of the directors

The latest VAT statement of your account

All of these documents are kept strictly confidential, of course. Pollen Finance does not condone the sale or use of your personal details in any way. Pollen Finance has always nurtured client relationships as best they can.

Important things to note

Up until now, a fee has not been mentioned. Pollen Finance charges 25% of your business loan amount as a fee, payable through installments. No fees are payable upfront, but you can qualify for a discount for early settlement discount rates.

Different businesses will qualify for different rates, and it’s important to note that there are criteria to meet to qualify for the loan itself.

The business applying must have traded for at least a year, and have a turnover of at least R1 million a year (R85,000 a month). If you meet these requirements, Pollen Finance’s life-changing funding can be yours.

Customer Reviews & Testimonials

September 2020

I’ve been using Pollen Finance’s loans for years. They always know what I need.

Matinique P
— Knysna —

August 2020

My business wouldn’t have grown as much as it has without finance from Pollen.

Nelson S
— Port Alfred —

September 2020

I recommend Pollen Finance. They got my loan into my account in 2 days!

Themba K
— Cape Town —

Pollen Finance Contact

Physical Address

  • 4th Floor, 43 Plein St Stellenbosch Western Cape 7600 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed