Rating based on 17 reviews

One Debt

  • Reliable debt solutions
  • Lower interest rates
  • Affordable repayments

In-page navigation

One Debt homepage
Author One Debt. Screenshot of One Debt website.
[Accessed January 24, 2023]

About One Debt

One small decision today can make a large difference in how you govern your finances in the future.

Getting into debt is easy and many will say it’s impossible to escape, but One Debt has the ideal solution: debt consolidation.

What they aim for at One Debt

The biggest goal that they strive toward at One Debt is to follow their own vision. They want to help South Africans to manage their finances and become adept at money management. Debt is unavoidable but bad credit can become problematic if left unchecked.

With over twenty years of experience in the debt management industry, they can assure you that they have seen their own fair share of financial challenges and have helped thousands before you so you can put your trust in them. When people hear “One Debt” they hope that you will think fondly of their services as they always strive to handle their clients with the best care possible.

The benefits of having only one debt

While it might seem that there is no upside to ‘giving in’ to the debt, they can assure you that you are not giving up by asking for help. You are doing just the opposite! Once you have taken out a debt consolidation loan you will only have to make a single repayment monthly.

This will create better cash flow and you will have lots of money to spend on other things that you love because of the savings. When you go under debt review your assets are protected from creditors and you cannot even get blacklisted.  

One Debt Services

With all the experience that they have in debt solutions, you can rest assured that they have a plan to deal with your unique situation.

Every client is different which is why they do not have cookie-cutter deals that they hand out – they take the time to ensure that you receive the best deal for your current circumstances.

Do not hesitate to consolidate

Debt consolidation is a simple process and it will save you a lot of frustration in the long run. Accumulating debt is easy, as soon as you have a job multiple creditors will contact you offering credit cards and store cards. In times like this a debt consolidation loan will repay all of the small debts that have accumulated into a large problem and the client then only has to make a single monthly repayment. No need to worry about missing those repayments – it will be easy to keep track of the one.

Their three-step consolidation plan

At One Debt they like to keep things simple and their three-step consolidation plan is proof of such. When you are approved for your consolidation loan, you will only have to make one easy payment rendering the payment structure simple and convenient. The repayments you are making are also more affordable as the interest rate on a debt consolidation loan is often much lower than that of the interest rates on credit cards and personal loans.

Debt consolidation also rewards the holder with legal protection from creditors. As soon as you go under debt review, the creditors cannot touch you without taking drastic measures.

One Debt – Consolidation loan

  • Loan Type Consolidation loans

Benefits of One Debt

  • Save on interest
  • debt consolidation solutions

Turn multiple debts into one with the help of One Debt

It is time to take that first step towards a debt-free life and all you need to do is complete a simple application.

Once the application is completed you can leave everything else in their hands and they will take it from there.

Where do you apply?

You can either apply online or in their branch. Most clients prefer to make use of their online services as it is more convenient, as they can complete the application from their home or office. But you can also visit them at the branch and they will be happy to discuss your options in person.

Do you meet the minimum requirements?

As a debt solution company, they do not have any strict requirements. They are willing to help you regardless of the situation you find yourself in. If you are concerned you can contact them and they will be happy to talk you through it.

What documentation will you need?

When you complete their application you will need some documentation on hand. This documentation includes:

  • South African ID
  • Proof of income
  • List of your deductions
  • List of your expenses
  • Number of dependents in your household
  • List all your current creditors and debt

Customer Reviews & Testimonials

September 2019

One Debt understands the needs of its clients and works hard to align our needs with the available deals. I commend them for their tireless service.

Rachel S
— Ladysmith —

October 2019

Getting your life back in order after a debt relapse is not easy but One Debt knows what they are doing!

Aphiwe S
— Phalaborwa —

One Debt Contact

Physical Address

  • 14 McIntyre Square, McIntyre St, Parow Cape Town 7500 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed