Rating based on 45 reviews

Nedbank Home Loan

  • Home Loans up to R500,000
  • Low-interest starting from 10.50%
  • Repayment up to 260 months

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Author Nedbank. Screenshot of Nedbank website.
[Accessed January 24, 2023]

About Nedbank

Nedbank is a company with a strong passion for sustainable environmental practices, entrepreneurship, education and health care.

They aim to be a direct lender that offers their customers the best that the financial and banking world has to offer while maximising returns for their stakeholders.

A far-reaching credit provider

They proudly have over 3800 ATMs across the country and Africa and over 7 million clients. They have 1143 branches and have some of the most passionate, dedicated and well-trained staff members who do the hard work that keeps them successful and growing.

Nedbank Services

Nedbank offers debit and credit accounts, personal loans, car loans, home loans, and a range of savings and investment options for those looking to build wealth.

Their personal loans are tailored to meet the customer's individual needs and they offer some of the lowest interest rates.

Building and existing property loans

They offer home loans in South Africa to people looking to build their own homes as well as those wishing to buy an existing home. Their ordinary home loans can offer either fixed or variable interest rates and they have a typical loan term of up to 25 years.

Nedbank – Home loan

  • Loan Type Home Loans
  • Interest Rate from 10.50%
  • Loan Amount up to R500,000
  • Repayment 10 years to 260 months

Benefits of Nedbank

  • Various loan options to choose from
  • Use the online calculator
  • Payment relief options

Turn to Nedbank when you are looking for a home loan with a difference

Prior to making your online loan application they recommend that you review the available home loan options on their website.

You could opt to choose a NedRevolve loan which will provide you with extra money to revamp and improve your home or choose a HomeVision loan to access extra funds at a later date at a low-interest rate combined with your mortgage.

Applying online made easy

They offer an online loan application for those looking to buy a home. Their loan application is simple and can be completed in your own time. To complete their application form you must meet the income requirements for the value of the property you intend to buy and you must have a good credit history. You will need to provide them with a complete application form, your bank details, proof of income, assets and liabilities, a copy of your ID and a signed offer to purchase.

Advise and assistance when you need it

As a dedicated financial service and credit provider, Nedbank offers a variety of financial services and home loan options, which is why they encourage their clients to make sure they have a complete and informed understanding of what is on offer.

Their clients are advised, to review all the available home loan options on their website and should they have any further questions or concerns, to contact one of their branches and speak to a well-trained and dedicated staff member to clear up any misconceptions or misinformation.

Always helping you get more

At Nedbank they understand that at times life can get tough – where misfortune strikes and a variety of crisis strike at once or sometimes it just gets dull and they would like to freshen up their homes. When you have a home loan from Nedbank, they make it easy for you to gain access to more funds with your existing mortgage.

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Nedbank is a trusted & reliable provider of home loans

In our review, Nedbank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Nedbank is a registered credit provider in South Africa: NCRCP16

Customer Reviews & Testimonials

March 2019

Overall not a bad experience completing the online application form. I appreciate that I could save my application form and complete it at my own time. However, the site did not always have all t...

Zukiswa B
— Bisho —

May 2019

Nedbank offered me a very affordable interest rate and fees on my home loan. Very professional bank and service

Thandeka M
— Kimberley —

Nedbank Contact

Contact Number


  • not available


Physical Address

  • Gardens Shopping Centre, 22 Upper Mill St, Gardens Centre Cape Town Oranjezicht 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 16:00
  • Tuesday 08:30 – 16:00
  • Wednesday 08:30 – 16:00
  • Thursday 08:30 – 16:00
  • Friday 08:30 – 16:00
  • Saturday 08:30 – 12:00
  • Sunday – Closed