Rating based on 7 reviews

Blink Finance

  • Payday loans up to R4,000
  • Low-interest starting from 38%
  • Repayment up to 65 days

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Blink Finance homepage
Author Blink Finance. Screenshot of Blink Finance website.
[Accessed January 23, 2023]

About Blink Finance

Blink Finance allows you to secure a loan in the blink of an eye. That's their motto.

Providing fast and reliable service to customers. They specialize in payday loans and bring you the best rates and fees.

They have a monthly service fee of R50 and an interest rate of 3% on non-repayments. New clients have a limit of R2 500 while return clients have a limit of R4 000. Their loans take up to 24 hours to reflect with a payment of R57 as a service fee.

What you'll get

They provide instant loans so that you can keep up with your finances and still enjoy financial freedom. Their loans can be easily applied for, approved, and transferred to you on the same day.

Blink Finance loans are paperless and all loans are subject to approval. They also offer bad credit loans. They’re accredited with the National Credit Regulator and guarantee amazing rates and fees.

Your application is completed online through their secure network. Their platform is protected with encryption for your peace of mind.

Legal compliance and privacy

Blink Finance holds customers in the highest regard. This is why they don’t trade, sell, or transfer any of your private information to third parties. All transactions between Blink Finance and you, are confidential. The only time information will be released, will be for legal purposes.

They're accredited with the National Credit Regulator and guarantee quality service. Because they’re a short-term loan provider, they aim to provide protection, dependable service, and quality assurance.

Blink Finance Services

To apply for one of their loans; payday, instant, or the same day; you must be over the age of 18, be employed, and have a valid bank account.

You’ll not be able to receive the loan in cash - it’ll be transferred directly into your bank account. They offer bad credit loans to those who have current debt or poor credit histories.

They can do this because they evaluate your financial situation each time you apply. Their consultants can see improvements in your financial behaviour.

How the application process works

Applying for a payday loan through Blink Finance is done completely online. The process takes just 5 minutes to complete and is done in three simple steps.

  • Select your desired loan amount
  • Fill in some of your personal and contact information
  • Once approved, a direct transfer will be made within 24 hours

What does Blink Finance need from you

During the online loan application process, there will be some information that they’ll require from you.

  • Amount needed
  • Payday date
  • ID number
  • Name and surname
  • Email and phone number
  • Gross salary and salary frequency

Wait to see your success status. Be sure to read their non-repayment terms as well as their compliance and privacy terms. They won’t perform a credit check without your consent.

Blink Finance – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 38%
  • Loan Amount up to R4,000
  • Repayment 61 days to 65 days
  • Decision Same day

Benefits of Blink Finance

  • Get a same day loan with our speedy service
  • Online applications
  • Get a payday loan up to R4000

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Bringing you quality service

If you urgently need a payday loan, Blink Finance can help.

Their online service is fully automated so you don't have to wait for a response. Just give them time to process your information and do background checks.

Third-party payments won't be made. If you need a personal loan, a valid bank account must be given in your name and not in a friend's name.

They want to emphasize the importance of communication. They know that it's difficult to make your payment but if you can communicate with them ahead of time, they can make an arrangement. This is their way of helping you keep your credit history positive.

Blink Finance’s excellent customer service

They offer quick and easy online payday loans. You can apply for a Blink Finance loan 24 hours a day, 7 days a week.

Applying for a loan through their streamlined system is much more convenient. You don't have to make time to apply and then rush through the process. Definitely less stressful. Their support team is trained and always ready to help.

What they can offer you

Blink Finance is a short-term finance company. They provide clients with quality loans at great prices. These include:

  • Instant loans
  • Payday loans
  • Same day loans
  • Bad credit loans
man holding thumbs up

Blink Finance is a trusted & reliable provider of payday loans

In our review, Blink Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Blink Finance is a registered credit provider in South Africa: NCRCP12599

Customer Reviews & Testimonials

January 2021

The loans from Blink Finance is affordable.

Marie G
— Pretoria —

March 2020

I applied for a payday loan and received my money quickly

Mitch G
— Port Elizabeth —

Blink Finance Contact

Physical Address

  • Unit 15, Kingfisher Building, Hazeldean Office Park, Silverlakes Rd Tyger Valley Western Cape 0084 South Africa
  • Get Directions

Opening Hours

  • not available