Budget Cash Loans

• Payday loans up to R3,000
• Low-interest starting from 32%
• Repayment up to 40 days

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Payday loans are very convenient

If you use an online lender like Budget Cash Loans you're doing away with the queues, paperwork, and unobtainable lending requirements that are commonplace amongst South African banks.

The passionate staff you can trust

If you're short on cash and are looking for a quick online solution Budget Cash Loans can offer you a convenient payday loan online. Their staff are all highly trained and can ensure you are always served professionally, quickly, and, of course, with a smile.

Simple application requirements and supporting documents

To apply for a quick loan with Budget Cash Loans you must be aged above 18, be a South African citizen, and be employed full-time. Once you've completed the loan application form they will request a copy of your ID, your bank details, your most recent payslips, and your bank statements for the preceding three months.

A payday loan has been given the clever name as the loan needs to be repaid by your next salary date. This is usually within 30 days, these loans are unsecured loans but require you to have a stable income and show your ability to repay the loan.

If you have bad credit these loans are ideal as we don’t perform a credit check which means that your loan application will have a much better chance of being approved. These loans have very easy-to-meet requirements and the money can be paid into your account very quickly.

The quickest way to receive your cash

There is no denying that payday loans get you your cash quickly which is one of the best features of these types of loans. If you need cash in a hurry then your best option would be to apply for an online payday loan.

There is no need to complete paperwork or wait around in a queue to speak to a consultant and convince them that you need a loan.

Improve your credit score the easy way

If you have a bad credit score you can use one of their payday loans to improve your credit score. Your loan payment from your online payday loan will reflect positively on your credit report and improve your credit score.

This will allow you to qualify to borrow even more money in the future and improve your overall financial situation.

When you don’t have a credit record yet

Young adults who have not yet been able to establish a credit record yet can apply for an online payday loan to start building a good credit score. As these loans are deducted automatically there is very little chance that you will miss a payment. The better you are at repaying your loans the higher your credit score will become and the more money you qualify to borrow in the future.