Rating based on 42 reviews

Budget Cash Loans

  • Payday loans up to R3,000
  • Low-interest starting from 32%
  • Repayment up to 40 days

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Budget Cash Loans homepage
Author Budget Cash Loans. Screenshot of Budget Cash Loans website.
[Accessed January 23, 2023]

About Budget Cash Loans

They offer payday loans that are quick and easy to apply for and can be credited into your bank account on the very same day.

You can apply with them even if you have bad credit or are blacklisted as they focus on affordability rather than only your credit history!

They've grown with their customers

Over the years - they've been able to grow with their customers and have evolved into one of the most trusted and loved short-term credit providers in the country. When you need a short-term loan and don't need the hassle of a bank Budget Cash Loans can help you.

Budget Cash Loans Services

Payday loans are designed to be easy to apply for and be credited on the same day that you apply - they are, however, not designed to be used as a long-term solution for long-term financial problems.

Should you have an unexpected emergency that you need to deal with then a quick loan from Budget Cash Loans will have you sorted in no time!

Get a payday loan of up to R3 000 - today!

They offer quick loans of up to R3 000 and a loan term of up to 40 days. Their loans can help you pay bills, put petrol in the car, stock up on groceries, and just about anything else. If you're employed and can provide them with the necessary supporting documents you can get your loan in just 2 hours.

Budget Cash Loans – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 32%
  • Loan Amount up to R3,000
  • Repayment 5 days to 40 days
  • Decision 2 hours

Benefits of Budget Cash Loans

  • Payday loans available of up to R3 000
  • Payout within 24 hours
  • Loans for clients with bad credit

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Payday loans are very convenient

If you use an online lender like Budget Cash Loans you're doing away with the queues, paperwork, and unobtainable lending requirements that are commonplace amongst South African banks.

The passionate staff you can trust

If you're short on cash and are looking for a quick online solution Budget Cash Loans can offer you a convenient payday loan online. Their staff are all highly trained and can ensure you are always served professionally, quickly, and, of course, with a smile.

Simple application requirements and supporting documents

To apply for a quick loan with Budget Cash Loans you must be aged above 18, be a South African citizen, and be employed full-time. Once you've completed the loan application form they will request a copy of your ID, your bank details, your most recent payslips, and your bank statements for the preceding three months.

A payday loan has been given the clever name as the loan needs to be repaid by your next salary date. This is usually within 30 days, these loans are unsecured loans but require you to have a stable income and show your ability to repay the loan.

If you have bad credit these loans are ideal as we don’t perform a credit check which means that your loan application will have a much better chance of being approved. These loans have very easy-to-meet requirements and the money can be paid into your account very quickly.

The quickest way to receive your cash

There is no denying that payday loans get you your cash quickly which is one of the best features of these types of loans. If you need cash in a hurry then your best option would be to apply for an online payday loan.

There is no need to complete paperwork or wait around in a queue to speak to a consultant and convince them that you need a loan.

Improve your credit score the easy way

If you have a bad credit score you can use one of their payday loans to improve your credit score. Your loan payment from your online payday loan will reflect positively on your credit report and improve your credit score.

This will allow you to qualify to borrow even more money in the future and improve your overall financial situation.

When you don’t have a credit record yet

Young adults who have not yet been able to establish a credit record yet can apply for an online payday loan to start building a good credit score. As these loans are deducted automatically there is very little chance that you will miss a payment. The better you are at repaying your loans the higher your credit score will become and the more money you qualify to borrow in the future.

Customer Reviews & Testimonials

September 2018

The service I received was revolutionary, the application process was so easy and the money was paid into my account so quickly. I could apply straight from my cell phone and received notificatio...

Jacque M
— Wynberg —

March 2019

I would like to thank you for granting my loan when no one else would. I needed money to pay for my child to go to their school camp and I didn’t have the money. I applied to many places and they...

Thembi N
— Johannesburg —

Budget Cash Loans Contact

Physical Address

Postal Address

  • P.O Box 8280, Nelspruit, 1200, South Africa

Opening Hours

  • not available