Rating based on 41 reviews

Finance 27

  • Payday loans up to R4,700
  • Low-interest starting from 38%
  • Repayment up to 6 months

In-page navigation

Finance 27 homepage
Author Finance 27. Screenshot of Finance 27 website.
[Accessed January 23, 2023]

About Finance 27

Finance27 provides all South Africans with straightforward and flexible short-term loans.

Their strong background in the financial sector allows them to address your financial requirements expertly whilst providing unparalleled levels of customer service.

They can help you manage your finances

After you have been approved for their loan, you can expect to receive it directly to your bank account. Furthermore, with just a service fee of R57, they can transfer your money immediately. Just following a few application steps, can help you achieve financial freedom.

Their innovative online platform

With Finance 27, you can apply for a loan online regardless of what time of the day and wherever you are. You are in control of the application you simply choose the perfect time for you. They only offer short-term loans to help you eliminate month-end stresses.

Finance 27 Services

You can get up to R4 000 on the same day with their payday loan.

Finance 27 is a reliable financial provider. When you have them, you do not have to worry about emergencies they always have your back. You do not have to hassle to get loans, their loans are instant and hassle-free.

Finance 27, same-day payday loan

Looking for a loan is hard work on its own, and you eventually find the loan, but you must wait while it is taking its own time to be processed is a trauma. At Finance 27, they do not keep you waiting, they deliver what they promise you on time. Their same-day payday loan gives you from as little as R500 right up to R4 000 and receives your loan instantly.

Say goodbye to financial stress

At Finance 27, they function differently from other lenders. However, in everything they do it for their client’s best interest. You have never heard of same-day payday loans until they introduced them. There is no need to wait for a loan any longer, they have got you covered with everything from simple and convenient online loan applications to receiving your funds the same day.

Finance 27 – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 38%
  • Loan Amount up to R4,700
  • Repayment 5 days to 6 months
  • Decision Same day

Benefits of Finance 27

  • Hassle-free instant loans
  • Flexible short-term loans 
  • Same-day payday loans

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Finance 27 they simplify everything, including how they work because they do not want to confuse anybody, loan hunting is confusing on its own.

They put attention to detail and they also teach all their clients to do the same because they do not want you to get yourself into an agreement that you do not fully comprehend.

Steps that will put money in your pocket

The way they operate is so simple, you just need to:

  • Choose the loan you need
  • Tell them about yourself
  • When you have done, and agree to their terms you can expect to receive your cash sooner.

Finance 27 annual percentage rate

Most people are afraid of taking out loans because of interest rates. At Finance 27, they have reasonable rates. They fully understand that when you take a loan, you want to quickly fix something. Hence, they do not have abnormal charges and rates. They want to always encourage you to be financially smart thus their annual percentage rate is 38%.

Collection and renewals at Finance 27

When you apply for their loan, it is compulsory for you to have a valid bank account because all their repayments are done via debit order. When it comes to renewals, they take a renewal as a new loan hence the same interest and rates will apply.

What happens when you fail to repay Finance 27

Before they grant quick loans, they do a credit check and they will never give you a loan that is more than what you can afford, when you fail to repay, they take drastic measures. They charge you a service fee of R50 and a 5% interest added every month. If you fail to pay for the period of two months, your account will be handed over to an external debt collection company.

What do you need for you to qualify

At Finance 27, they are thoughtful lenders that always strive to give out the best to their clients. Hence, they only require you to meet a few standards for you to be qualified including being permanently employed with a regular salary. They verify all your expenses before granting you a loan because they do not want to give you more than you can chew and find yourself in deep debt in years to come.

man holding thumbs up

Finance 27 is a trusted & reliable provider of payday loans

In our review, Finance 27 adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Finance 27 is a registered credit provider in South Africa: NCRCP7084

Customer Reviews & Testimonials

October 2019

Finance27 made finding a loan so easy and they have a reasonable interest rate as well

Nadia T
— KwaZulu Natal —

August 2019

The humanity I received when I called Finance27 was out of this world

Leonard R
— Free State —

Finance 27 Contact

Physical Address

Opening Hours

  • not available