Rating based on 25 reviews

Letsatsi Finance and Loan

  • Payday loans up to R8,000
  • Low-interest starting from 28%
  • Repayment up to 6 months

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Letsatsi Finance and Loan homepage
Author Letsatsi Finance and Loan. Screenshot of Letsatsi Finance and Loan website.
[Accessed January 23, 2023]

About Letsatsi Finance and Loan

Although they offer loans for people with bad credit - they are every bit as much a responsible lender as other online lenders and are registered with the National Credit Regulator.

Letsatsi Finance and Loan offers South Africans a credit alternative that looks beyond bad credit and rather considers income and repayment ability.

Taking your individual needs into consideration

While other credit providers may be the ones doing all the talking - at Letsatsi Finance and Loan, they actually take the time to listen to your needs. They are therefore able to ensure that all the short-term loans they provide are tailored to meet your needs and delivered without stress or hassle.

Letsatsi Finance and Loan Services

When customers consider which lender they should turn to for a personal micro-loan - an important factor is the rate offered but, it's also just as important to consider speed, convenience, and good customer service.

Letsatsi Finance and Loan offer these benefits as a standard part of their everyday business.

They offer loans of up to R8 000

Throughout their 40 nationwide branches, they offer payday loans that range from R500 to R8 000 with loan terms of either 2 or 6 months. Letsatsi Finance and Loan have an average 1-hour turnaround time for new customers and instant loan approval for returning customers.

Letsatsi Finance and Loan – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 28%
  • Loan Amount up to R8,000
  • Repayment 60 days to 6 months
  • Decision 1 hour

Benefits of Letsatsi Finance and Loan

  • Flexible repayment terms
  • Financial wellness products
  • Fast loan approvals
  • Funeral cover

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Letsatsi Finance and Loans are the experts when it comes to quick payday loans

Letsatsi Finance and Loan are an experienced, well-established, and reliable payday loan provider when you deal with them you know that you are dealing with the best that South Africa has to offer.

The kind of service that you deserve

They have a team of efficient and passionate staff members -they're always serving customers in a professional manner that manages to still remain personal and easygoing. They understand that people do not want to deal with a machine so they strive to provide the most personalised service in all of their 40 branches.

Minimum requirements and supporting documents

If you are over the age of 18, have a full-time job, and need a loan then you meet their eligibility requirements and can apply for a personal loan with them! Don’t forget to have your ID, payslips, recent bank statements, and proof of address in hand when you apply for a loan online.

When you need some money very quickly to pay for an unexpected emergency or medical expense then the answer is an online payday loan. This hassle-free solution is there to offer you quick cash in your account within minutes.

The full instalment needs to be paid by your next salary date and will be deducted automatically from your account.  Apply online and receive your outcome within 1 hour. They will verify your details and if your loan is approved, your cash will be paid into your account the very same day.

You will have 30 days to repay the loan in one easy instalment.

Repair your credit and escape the debt trap

Loans normally require you to sign a long-term loan contract that keeps you in debt for many years. They usually require you to borrow a larger amount than you need and have very difficult loan requirements. Their payday loans are different there is no need to sign a long loan term contract instead the loan simply needs to be repaid after 30 days or by your next salary date.

Once you apply for one of their loans, you will be required to set up a direct debit on your account. This will ensure that you never miss a payment and will help you raise your credit score. The better your credit score is the lower your interest rate will be and the more money you will be qualified to borrow.

Even people that are blacklisted can apply to qualify for one of their online payday loans.

man holding thumbs up

Letsatsi Finance and Loan is a trusted & reliable provider of payday loans

In our review, Letsatsi Finance and Loan adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Letsatsi Finance and Loan is a registered credit provider in South Africa: NCRCP895

Customer Reviews & Testimonials

September 2018

Letsatsi provided very efficient service and the website had a lot of interesting information on it. Even though I have bad credit my loan application was approved and the money was paid into my ...

Andrew D
— Johannesburg —

April 2019

It was very easy to apply for a payday loan from my cell phone, the entire process only took a few minutes to complete. I was happy that I did not have to complete paperwork and that the money wa...

Sarah E
— Bloemfontein —

Letsatsi Finance and Loan Contact

Physical Address

  • 222 Rivonia Rd, Crn Alon & Michelle Str Morningside Close Office Park Johannesburg Gauteng 2057 South Africa
  • Get Directions

Opening Hours

  • not available