Rating based on 23 reviews

Low Budget Loans

  • Quick loans up to R3,000
  • Low-interest starting from 28%
  • Repayment up to 6 months

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Low Budget Loans homepage
Author Low Budget Loans. Screenshot of Low Budget Loans website.
[Accessed January 23, 2023]

About Low Budget Loans

They are there to provide you with a good setup in loans.

Their company’s main intent is to help you in the best and liveliest way they can. They not only want you to get a good loan but also enjoy the experience and services that their company offers to bring you.

Advance electronic dealings

Their main focus is to make loaning money an easier, better, and faster task for you to accomplish. They want all South Africans to be able to always have access to their services and also get the best out of them. As such, they have designed a completely electronic system. Their dealings, loans, etc. All of it can be electronically accessed, acquired, and used in your best interest.

Their mobile app

They have decided to go beyond the normal application for loans. Making everything electronically accessible made them decide to also make it easier to access their services electronically, so they have designed a mobile app. This will allow you to apply for their loans at any time, day or night. Their mobile app has no additional costs on any form of service, and it has no brand redirections. A fully mobile online loan application for their services.

Low Budget Loans Services

Their services are designed to help you anytime with your loans, and it is also designed to give you different options with your loans.

They pride themselves to be honest with you, telling you upfront what you can accept and what the credit cost will be.

Struggling to apply or understand?

Though all their dealings and options happen strictly online, this is only to make the entire process easily accessible and easy for all their consumers to do, you can feel reassured that they have real people handling everything that occurs and it is not automated. As such, their services are also handled by real people and if you have any questions you can personally contact them, where a real person will help you!

The loan system functionality

Their services provide short-term loans, with a system that makes it easier for you to choose different amounts. They have created a system that allows you to choose a loan simply by scrolling it, making it the simplest form of choosing an amount. Their system has also been designed to work in intervals, making the interest rates and credit always to be the same and easy amounts to follow. You will also be able to choose your own instalment and they provide you with the exact equation that they use to calculate your credit.

Low Budget Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 28%
  • Loan Amount up to R3,000
  • Repayment 3 months to 6 months

Benefits of Low Budget Loans

  • Quick loans up to R3 000
  • Convenient repayment terms up to 6 months
  • Apply online 24/7

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Low Budget Loans can help you get a quick and affordable loan

They also like to build trust with their consumers and to make sure that this trust is true, they do restrict you to a maximum of R3000 for your very first time. But this will happen only once. Afterwards, you will be able to choose any amount from their list.

Practice code-Low budget

No matter where you are if you are in need of money, their services will always be available to you! Everyone can have a requirement for money at any time and they want to make sure that you can get the right amount for exactly that time.

Their emergency loan application

There comes a time when you need to get some extra money for an emergency but might have already made a loan. They have created low-budget loans to make it cheaper and easier for you to repay bad credit loans, alongside making it the most compatible and flexible lender that you will find. They want you to be able to repay any debt with both of them and for this reason, you are lending money through them. Due to this, and the fickle design of emergencies, they will allow you to make a secondary loan whilst the first loan is still active, of any amount you choose.

They do a credit check

You can easily qualify for a loan with them, by simply applying. But, there is a requirement. They want to do a credit check first. This will be how they embark on their relationship of mutual trust and helping one another. The credit check is also very simple, requiring actions from both ends. All you will need to do is give them the last three months of your bank statements and a signed agreement of your statements. This will be for your records, your safety, and proof of past transactions. You can send this all online to them, then you are set that easy.

Customer Reviews & Testimonials

September 2019

The interval system really does make it easier to choose between a loan and know the credit and interest rates

Charmaine M
— Johannesburg —

August 2019

A short term loan is what I needed and it’s what I got. And I got it with an affordable interest rate. I definitely recommend Low Budget Loans

Olivia R
— Boksburg —

Low Budget Loans Contact

Physical Address

  • Lombardy Business Park unit 24, c/o Graham and, Cole Rd, Shere AH Pretoria Gauteng 0081 South Africa
  • Get Directions

Opening Hours

  • Monday 07:00 – 16:00
  • Tuesday 07:00 – 16:00
  • Wednesday 07:00 – 16:00
  • Thursday 07:00 – 16:00
  • Friday 07:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed