Rating based on 23 reviews


  • Leading vehicle finance
  • Affordable repayments
  • Apply online

In-page navigation

TransACTdirect homepage
Author TransACTdirect. Screenshot of TransACTdirect website.
[Accessed January 23, 2023]

About TransACTdirect

As a lender that has been operating in the vehicle finance world for many years, they know what their customers want and need and have the vehicle finance options to meet these needs.

Whether you're looking for your first car or want to trade in for a better ride - they've got the financial solutions you need.

They're here to listen and provide solutions

Tired of being held down by red tape and lenders that just don't understand you? At TranACTdirect they want to help you achieve financial freedom in the fastest and more simplified manners so, they do away with the red tape and consider each applicant based on their own circumstances and needs.

TransACTdirect Services

If you're looking for speed and flexibility then they likely have the best options on the market.

They can have your car loan credited within just a few hours of receiving your online loan application and supporting documentation and this means you'll be on the road faster than you thought possible.  

They offer private-to-private vehicle finance

They are authorized by MFC, which is a division of mainstream lender Nedbank and offers private-to-private vehicle finance for South Africans and businesses. They do not finance vehicles that are older than 10 years, those who are blacklisted, do not offer bad credit loans to people with net incomes of less than R5 500 per month and commercial vehicles that exceed 3.5 tons.

TransACTdirect – Car loan

  • Loan Type Car finance
  • Decision 24 hours

Benefits of TransACTdirect

  • Private to private finance
  • Safe and secure transactions

Car loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This car loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Whether you're looking for your first car - they've got the financial solutions you need

Applying for vehicle finance with them is easy and can be done entirely online.

With TransACTdirect you can be approved in just 24 to 48 hours and then have the confidence you need to negotiate for that dream car of you've been dreaming of getting forever.

Apply online in just minutes

If you choose to make use of their car loan products to finance your next or, first vehicle, you can do so online in just minutes. If you're a new customer you will need to provide them with an identity document, proof of address and proof of employment by sending them your bank statements and/or payslips.

They can be your middleman

Yes, they do offer you the ability to get the best car loans through them the way they do this is that they contact lenders to find you the best car deals for the amount that you can afford per month. They also offer you the ability if you would like to sell your car then they are the correct company for you helping you with the process to deal with the buyer and no stress for you. Wouldn’t it be nice to know that the person you are going to sell your car to will pay you and make sure that the change of ownership is done? Well with them they will guarantee you the best service if you would like to sell your car and feel secure about it.

You can track your application

They strive to make sure that with your application they find the correct loan for you. That is why when you send through your application it can take from 2 days to 8 and this is why they offer you the service of tracking your app. All you have to do is log on and you can see where your application is sitting if you have any questions at all you can call them on the number below.

Customer Reviews & Testimonials

February 2019

I would just like to say this company is fantastic when I wanted to sell my car but didn’t feel safe all I did was contact them and they had my back the whole way, this is the best way to sell yo...

Dennis C
— Johannesburg —

April 2019

Great assistance when I was buying my car having been told all the information about my vehicle made me feel more secure about buying it a top recommendation.

Maddie J
— Port Elizabeth —

TransACTdirect Contact

Physical Address

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday 08:30 – 11:00
  • Sunday – Closed