Rating based on 21 reviews

Loan Tracer

  • Loans bad credit up to R200,000
  • Low-interest starting from 10.71%
  • Repayment up to 60 months

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Author Loan Tracer. Screenshot of Loan Tracer website.
[Accessed January 23, 2023]

About Loan Tracer

Loan Tracer offers South Africans a variety of value-added services from assistance with legal advice to finding the best services in personal loans for bad credit.

When you need pertinent advice for financial assistance their expert team is ready to help you every step of the way, and you can access all their super services for a low monthly fee.

Your helping hand to get the finance you need

It can be confusing finding personal loans for bad credit considering there are dozens of lenders offering these services, but which are the ones you can trust? This is where Loan Tracer becomes an invaluable service providing access to reputable registered financial services providers in South Africa.

Apply for loans at reputable lenders

Personal loans for bad credit and individuals that are blacklisted are available to access finance when they need to, often a solution sought out after banks have turned them down. There are many excellent lenders that understand that circumstances happen where people fall into trouble often through no fault of their own, thus ending them up with adverse credit ratings.

Loan Tracer Services

Personal loans for bad credit can be helpful when your credit score has been adversely affected by circumstances beyond your control.

This could happen when you are retrenched at work, lose income from your spouse after their passing, or even when dragged down by medical bills after a medical emergency that you struggled to pay off.

Get a bad credit loan today

In many cases, South Africans have bad credit ratings still on the South African credit bureau and the ITC that have never been updated long after the debts have been cleared. Loan Tracer can even assist in checking and rectifying your credit rating, another service popular with their clients.

Online loans can solve your financial crisis fast

Personal loans for bad credit may additionally be offered at higher interest rates, and some may have to be secured loans where you offer collateral. There are some South African loan companies that are flexible in this aspect, and at Loan Tracer they will find one suitable for your specific requirements.

Loan Tracer – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate 10.7160% p/a
  • Loan Amount up to R200,000
  • Repayment 3 months to 60 months

Benefits of Loan Tracer

  • Bad credit loans
  • Personal loans
  • Quick loans

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Let Loan Tracer get you the most affordable loan available

If you have a bad credit rating, after you have been approved for personal loans for bad credit it will offer you the chance to prove you will be responsible again, and help you rebuild your credit history into one that is positive.

They will find you the best rates and repayment terms

Quick loans for bad credit often have a higher interest rate than normal loans but look at the brighter side that you can still obtain the finance you need to start rebuilding your credit score. If possible, even consider paying more than the loan instalment if this is allowable in the terms and conditions, while always making sure payments are well in time of the due date.

Let them help you every step of the way

Let them do the heavy lifting in ensuring that no matter what sort of loans you wish to apply for a loan online will be from a reputable lender recommended by them.

Unfortunately, there are many loan sharks and scam artists that will prey on people that have bad credit scores that are desperate for loans.  You may fall afoul of these con men and end up even more out of pocket and in deeper financial trouble. Using their professional bad credit personal loan finding services will help you avoid lenders that are asking upfront fees for their applications, and draconian services charges.

Their advice when applying for personal loans online

Loan Tracer advises South Africans to never agree to pay any loan processing fees or other types of upfront payments as this is against the finance regulating authority laws. When you are suspicious of anything, about the lender company, rather do not apply for the loan no matter how easy they are making it all sound.

Personal loans for bad credit lenders in South Africa that they recommend to you once you are a member of them, can be used with confidence and you can contact them at any time if you need advice and assistance.

Apply for your personal loan online today

At some time or another when you are desperate for finance then personal loans for bad credit can be a blessing to help you move forward. Although high-interest rates and perhaps in certain cases when collateral is required may seem punitive, consider it all a step forward giving you a chance to show you are responsible and want to fix up your bad credit score in the process.

Customer Reviews & Testimonials

August 2019

I am delighted to be a member with Loan Tracer and their services are fabulous. When I needed money fast they recommended a personal loan company that approved my application within 24 hours. Joi...

Cassie B
— Benoni —

August 2019

Loan Tracer always offers superb services in legal and loan advice. They helped me get finance in a personal loan for debt consolidation even though I am blacklisted. South Africans will find th...

David S
— Sasolburg —

Loan Tracer Contact

Physical Address

  • N Bank Ln, Century City Cape Town Western Cape 7441 South Africa
  • Get Directions

Postal Address

  • PO Box 569, Century City, 7446, South Africa

Opening Hours

  • not available