Rating based on 27 reviews

SA Cash Loans

  • Loans bad credit up to R150,000
  • Low-interest starting from 23%
  • Repayment up to 60 months

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SA Cash Loans homepage
Author SA Cash Loans. Screenshot of SA Cash Loans website.
[Accessed April 6, 2023]

About SA Cash Loans

At SA Cash Loans they truly care about their customers and are able to offer those who are blacklisted access credit when they need it the most.

As a reliable and transparent lender that will always ensure you understand the processes and costs involved in taking out a bad credit loan, they're SA's no.1 online lender.

Saving you time and getting you approved fast

They process loans fast and offer a simple 10-minute online loan application to people who have bad credit and need an alternative way to access credit. The majority of their loans are processed and approved online without the customer having to come out and see them.

SA Cash Loans Services

SA Cash Loans' application processes are fast and simplified and customers can enjoy all this online.

Whether you're looking for a small loan or a bigger loan for debt consolidation - they can provide you with the most flexible and suitable product.

Loans of up to R150 000 online

Their loans range from R1 000 to R150 000 with loan terms of between 6 and 60 months to suit any income, budget, and loan amount need that you may have. They're confident in the quality and affordability of their bad credit loan products and will always go the extra mile to ensure great customer service.

SA Cash Loans – Bad credit loan

  • Loan Type Loans bad credit
  • Interest Rate from 23%
  • Loan Amount up to R150,000
  • Repayment 6 months to 60 months
  • Decision 24 hours

Benefits of SA Cash Loans

  • Bad credit loans up to R150 000
  • Easy repayment terms

Bad credit loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This bad credit loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

With a short application you can find yourself en-route to a brighter financial future

They offer small and large personal loan amounts, affordable interest rates, and fast service that’s always delivered with a smile. With them - you're dealing with a professional company that will meet your needs when others can't.

They make applying for a loan EASY

While large banks may make it difficult to apply for a loan - SA Cash Loans makes it as simple as possible and will even assist you in completing your online loan application quickly and accurately. When you apply with them you only need to take about 10 minutes to complete the application and we'll get back to you in minutes.

If you want to apply for a bad credit loan with them they will need 4 supporting documents namely, your ID, a recent utility bill, 3-month bank statements, and your most recent payslips. You must then complete their online loan application form and upload the aforementioned supporting documents to have us process your request.

Unsecured loans for your convenience

Another problem with modern lenders and financial institutions is that they want collateral for every loan that they agree to. They are not the same in this regard either. They offer both secured and unsecured loans meaning that even if you do not own a vehicle or property, you can still apply for one of our loans with the secured loan option. While secured loans do have smaller borrowing amounts and higher interest rates, they are still a viable lending option if you choose the right repayment strategy.

Repayments are done the way you like it

They believe that the borrower should be in control of their loan. You understand your best which is why they have made their loans as flexible as possible allowing the borrower to decide on the repayment term, frequency and amount. They also allow for early repayment at no additional cost.

This means that if you have some additional money lying around you can repay your loan earlier saving you money on interest in the long run. They are all for the personal development of their customers which means they will do anything in their power to ensure that you are placed in a better financial position.

Customer Reviews & Testimonials

January 2019

I felt so in control of my loan with SA Cash Loans. Previously lenders would dictate terms and repayments to me that I was not satisfied with. It felt good to take control of my own financial wel...

Ashrudeen D
— Mitchell’s Plain —

March 2019

Unsecured loans that are easy to understand and affordable; SA Cash Loans is a lender for South Africans that understand exactly what we need.

Asisipho T
— Kimberley —

April 2019

As a single mother, I do not get much time for mundane chores such as taking trips to the bank. SA Cash Loans and their easy online application were my salvation!

Aviwe K
— Bloemfontein —

SA Cash Loans Contact

Physical Address

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed