Business loan calculator

How much would you like to borrow?

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Interest Rate This field is required and the value should be a number.

The interest rate of a loan will vary based on your credit score and risk profile.

Repayment Term

Day / Months / Years months years

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This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

They have a unique approach to business finance and offer customer better service and personalised attention at low rates

Whether it's asset-based finance or working capital that you're after, Bidvest Bank is here to hear you out and tailor a solution to meet your needs.

In addition to business finance, they also offer banking solutions designed for businesses just like yours and will arrange facilities to help you achieve your bottom line and grow your business simultaneously.

Applying online for business finance

In order to make a loan application for a working capital loan or asset finance with Bidvest Bank - you must be an existing customer. This means that your business must be making use of its banking solutions. If you are an existing customer you can make an online loan application or request a call back through their website or simply give them a call. You can also apply at a branch at a time that suits you.

Knowing where your financial boundaries lie

As much as you would like to be assisted when it comes to your business loan, they can’t help you if you can’t afford the credit plan or if you qualify for a lower rate. It is important that you check the affordability of your business before you opt for an advance that will be too difficult for you to pay up.

It is also important that you don’t apply for an amount that you don’t really need. Should you find that you qualify for an amount that is significantly larger than what you applied for, stick to the amount that you requested in the loan application. Financial discipline goes a long way and in essence, that is how you can ensure that your credit profile remains in good standing.

Are you struggling to pay your business loan on time?

Failing to meet your financial obligations on time will render extra charges to your business loan. Don’t wait for the date of your debit order to notify them that you are undergoing financial difficulties, notify them as soon as possible.

A constant pattern of missed or late payments will eventually have a negative effect on your credit profile.