Rating based on 29 reviews

Express Business Capital

Express Business Capital homepage
Author Express Business Capital. Screenshot of Express Business Capital website.
[Accessed January 24, 2023]

About Express Business Capital

They all need that partner that will walk beside them when things get tough and it becomes a struggle. Express business capital is that partner.

They are there to help grow your small business and make it a profitable one for you. Taking that first step is all up to you. They can help with that small business loan

The company founders

Founded by South African entrepreneurs that had confidence in the economy, Express business capital was born. Their belief in the future of the SME sector in South Africa stems from the faith they have in the entrepreneurs of this beautiful country.

Express Business Capital Services

Going more than a mile with a client is what they are about.

That all-important business venture and seeing it grow is what motivates them at EBC. It is always worth your while when you can rely on a company that values your hard work.

What they are looking for

Your future turnover gets bought by them today in cash. Having a look at your average turnover they can then determine the amount of cash that your business qualifies for. An agreement is then made on the repayment amount and how long. Apply for a business loan today, it's quick and easy.

Express Business Capital – Business loan

  • Loan Type Business loans
  • Decision 72 hours

Benefits of Express Business Capital

  • Quick and easy loan applications
  • Flexible repayment options
  • Quick and easy loan applications

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

When you need a quick business capital funding, they are there to help you

All you need to do is complete the online form and they will get back to you as soon as possible.

Certain information will be required from you on your most recent trade history so that the health of your business can be assessed.

Meet the following criteria:

  • Your business must have regular transactions
  • Must be trading for 6 months or longer
  • Your monthly turnover should be from R150 000 or more
  • You can get an advance from R50 000 to R200 000
  • Pay the full amount over a period of 11 months
  • Must do credit checks
  • Must supply six-month bank statements
  • Should have 6 months' POS statements/ card payment record

When your loan application is done, then they can give you an answer within 2-4 days letting you know if your loan has been approved. Then within 72 hours, you should have money in your account. For any further inquiries, you can call or email them at any time.

EBC business loans

Accessing traditional business loans is not always easy and because they themselves are entrepreneurs, they understand the frustration that comes with that. If you continue to trade, you continue to generate turnover and that is what Express Business capital is all about. Your company has a future turnover that can be assessed by looking at the company’s financial statement.

Customer Reviews & Testimonials

September 2019

My small shop could not get off the ground until someone referred me to EBC, and they have exceeded my expectations. I now have a thriving business and I am so glad

Bryan L
— Pinetown —

June 2019

Nothing beats that feeling when things start falling into place. That is how I felt with EBC when my loan was approved. I literally jumped for joy. Thank you

Haylee J
— Port Alfred —

Express Business Capital Contact

Physical Address

  • 23 George Storrar Dr, Groenkloof Pretoria Gauteng 0181 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 16:30
  • Tuesday 08:30 – 16:30
  • Wednesday 08:30 – 16:30
  • Thursday 08:30 – 16:30
  • Friday 08:30 – 16:30
  • Saturday – Closed
  • Sunday – Closed