Rating based on 35 reviews


  • Business loans up to R1,500,000
  • Low-interest starting from 28%
  • Repayment up to 60 months

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Grofin homepage
Author Grofin. Screenshot of Grofin website.
[Accessed January 24, 2023]

About Grofin

Grofin is a specialist SME development and finance provider in Africa and the Middle East.

Since SMEs are generally overlooked by large mainstream banks and lenders there is no way for these deserving and commercially viable businesses to develop and maintain growth and this is where Grofin steps in.

80% SME success rate with Grofin

About 25% of businesses that they work through are SMEs and they are aware of their significance, particularly in growing economies where they make the biggest difference and account for a mass of jobs. They don’t just provide small business loans and finance solutions but ongoing support and mentorship which is why they have an astounding 80% business success rate.

Grofin Services

They offer SME finance to new and existing businesses which they believe have a great chance of succeeding and making a difference in the communities in which they operate.

They couple this funding with specialist support and mentorship services which allow them to ensure the long-term success of the SMEs they believe in.

Solutions tailored to your business

They offer finance that is tailored to the needs of the entrepreneur or business and will evaluate these needs carefully during the loan application process. They will evaluate the business's needs, risks, owners, capabilities, and potential before offering a unique solution that entails financing as well as support for maximum impact and success.

Grofin – Business loan

  • Loan Type Business loans
  • Interest Rate from 28%
  • Loan Amount up to R1,500,000
  • Repayment 160 days to 60 months

Benefits of Grofin

  • Financial support for entrepreneurs
  • A unique approach to finance

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

They make a difference one SME at a time

With over 15 years of experience in offering business finance solutions and support, they know what it takes to push for growth and achieve business success at the SME level.

With their proven record, they have developed a strong business model and can anticipate risks, changes, and ideal opportunities with expertise and an out-of-the-box view.

Begin your loan application today

The first step to accessing business finance is to fill in a loan application online on the Grofin website. Once they have received this application they will evaluate it and assign a manager to your case whose job it will be to guide you through the application and ensure your business plan is optimised for success and loan approval.

Know where your financial boundaries lie

As much as you might want your business venture to take off as quickly as possible. It will not help you or your organisation if your enterprise is not financially stable to take a business loan. This means you need to be certain about your credit capacity.

The last thing you want is to give your business a negative name by failing to adhere to the financial obligations you agreed to when you first applied for credit. There is no telling when you might need a loan again in the future so you need to do all that you can to ensure that you protect your credit profile.

If your business loan application was successful

They don’t make their customers too long before they notify them about the status of their business loans. It usually takes them a few hours to get back on their applications. They know that clients usually want to make use of the money right away and that is why they don’t take too long to give them a response.

Customer Reviews & Testimonials

April 2019

One business day was all it took for me to get back a response on my business loan application.

Rebecca M
— Mafikeng —

April 2019

Applying for a Grofin business loan was fast, easy and convenient.

Tasha C
— Cape Town —

October 2018

I was happy with the interest rates I would be paying for my Grofin business loan because they were affordable.

Melissa J
— Carletonville —

March 2019

Applying for a business loan with Grofin literally took me 10 minutes to complete!

Boitumelo P
— Rustenburg —

Grofin Contact

Physical Address

  • The Village, Block B, Cnr Oberon & Glenwood Roads, Faerie Glen Pretoria 0081 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed