Rating based on 46 reviews


  • Business loans up to R5,000,000
  • Low-interest up to 28%
  • Repayment up to 12 months

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Lulalend homepage
Author Lulalend. Screenshot of Lulalend website.
[Accessed January 24, 2023]

About Lulalend

Lulalend has been around since 2014 and was founded by business partners Trevor Gosling and Neil Welman.

In order to give you the best possible funding, they have to take into account the health status of your business together with your credit score. Using their cutting-edge Lulalend scoring technology they are able to give you the funding you need.

Who is Lulalend

Lulalend is all about making a big difference in small businesses. They are more than a company, they believe in the power of small businesses. They strive for excellence and making a difference and creating a better solution for small business funding. They love seeing South African businesses grow and they have a good time doing it.

Lulalend's principles

Small businesses are the key to local economic success and it deserves an easy and inspiring lending experience. Time is money, so their products and services are designed to keep business owners moving.

Lulalend Services

Their funding terms and costs are always transparent and understandable.

They have specialists available to answer any of your questions because they know how important it is to have someone to speak with about financing.

Free online application

Online loan applications are done within minutes. You let them know what funding you are looking for and enter personal or business-related information. You will then upload your recent bank statements or link your bank account via the Internet. Or call them and then they can assist you in getting your application underway. Remember that your information is secure with them.

Quick application response

They use real-time scoring technology so that they can evaluate your business to get you the best funding. You will get a decision within minutes. You can choose your access your credit now or later.

Lulalend – Business loan

  • Loan Type Business loans
  • Interest Rate 28%
  • Loan Amount up to R5,000,000
  • Repayment 30 days to 12 months

Benefits of Lulalend

  • Business loans for up to R5 million
  • No fees, no commitments

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a quick business loan within 24 hours

Their aim is to have funds in your bank account within 24 hours.

You can repay in instalments over 6-12 months. They believe in cost transparency and making sure that it's easy to understand. You will know exactly how much must be repaid.

How do you know if you qualify?

Your business must be trading for a year or more. The business must be making an average of R500 000 or more. It must be a South African-based business.

Everything you need to know, right there

Information is easy to come by in this day and age. With technology advancing all the time and innovative methods that are brought forth. How can they not evolve with it? At Lulalend they are all about focusing on growing and evolving and finding different funding solutions for small businesses, and long and short-term loans. It starts with you making that first crucial step. Filling out the online application form.

You can fill in the application form online and then simply follow the steps. Remember that you will also have to attach recent final information. It takes less than 8 minutes to complete. And is processed within 24 hours given that you have attached all the necessary documents.

Visit their website or call them if you have any more questions.

Customer Reviews & Testimonials

July 2019

It was the easiest and quickest funding I received. Great service even though things are done online, they still give a personal touch through their call centres

Devon R
— Soweto —

April 2019

I was surprised at how easily I understood everything. They didn’t use jargon that I couldn’t understand and would still take the time to break everything down. I loved it.

John H
— Boksburg —

Lulalend Contact

Physical Address

  • 3rd Floor Pier Place, Heerengracht St Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed