Rating based on 20 reviews

Transaction Capital Business Solutions

  • Business loans up to R1,000,000
  • Low-interest starting from 23%
  • Repayment up to 72 months

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Transaction Capital Business Solutions homepage
Author Transaction Capital Business Solutions. Screenshot of Transaction Capital Business Solutions website.
[Accessed April 6, 2023]

About Transaction Capital Business Solutions

Transaction Capital Business Solutions, formally known as Rand Trust is a specialist business finance solution provider that has been operating since 1958.

They continue to grow their business and expand their operations to meet the ever-changing need of their customers with innovation, precision, and expertise.

Unique finance solutions for South African SMEs

At Transaction Capital Business Solutions they understand that banks do not always deliver the small business loan and financial advice that you need and that sometimes you have no choice but to look elsewhere. With them, you can increase your existing overdraft limit to ensure you have the necessary funds to continue business operations with no delays.

Transaction Capital Business Solutions Services

At Transaction Capital Business Solutions they offer debtor finance, trade finance, credit insurance, and a range of legal services designed to serve South African SMEs.

Also known as invoice discounting, debtor finance is a service that offers you access to credit for your business without requiring you to take on additional debt or change existing lines of credit agreements.

Trade finance from transaction capital business solutions

If your businesses own equity in a property and you require some working capital to continue with your daily business operations or fund growth they can offer you a short-term loan or a revolving line of credit that meets your needs and keeps your finances healthy.

Transaction Capital Business Solutions – Business loan

  • Loan Type Business loans
  • Interest Rate from 23%
  • Loan Amount up to R1,000,000
  • Repayment 160 days to 72 months
  • Decision 5 days

Benefits of Transaction Capital Business Solutions

  • Business loans up to R1 million
  • Get lower interest rates
  • Flexible and affordable repayment terms

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

For finance that grows with your business, apply with them online

Unlike large banks and traditional credit providers, they offer tailored credit solutions which grow with and as your business does.

With no credit limits, they are able to offer you a business credit solution that meets your needs in a flexible manner that is not generally achieved with bank overdraft facilities.

Leveraging their infrastructure and stimulating business growth

When making use of their invoice discounting or factoring services you do not have to worry about losing the relationships you have built with your customers and by leveraging their expertise and infrastructure you can stimulate business growth and focus on your business while they collect payments from your debtors.

Seek financial guidance before you apply for a business loan

They know that certain customers may not be too familiar with the processes that their credit plans offer and that is why they have a team of experts who will help throughout your entire business loan application.

This is so that you don’t find yourself in a situation where you have applied for a loan that will prove to be too costly for you to pay off. Always stick well within your financial boundaries to ensure that the payments are controllable.

Response before the end of one business day

Part of their promise to clients is to ensure that they give them a response on the same day they made their business loan application. They know that most clients usually want to make use of the money right away and that is why they don’t waste any time delaying them.

My loan application declined

The most common problem that they have experienced with customers whose business loan applications have been declined is due to their lack of affordability or the fact that their organisation isn’t performing too well financially. They will always give you valid reasons why they had to decline your business loan application.

Customer Reviews & Testimonials

October 2018

I am happy that Transactional Capital Business Solutions approved my business loan, I can finally start to live my dream.

Sello R
— Krugersdorp —

May 2019

Without the help of Transactional Capital Business Solutions, my business would have never opened its doors to the public.

Fred C
— Sandton —

Transaction Capital Business Solutions Contact

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