Transaction Capital Business Solutions
- Business loans up to R1,000,000
- Low-interest starting from 23%
- Repayment up to 72 months
[Accessed April 6, 2023]
About Transaction Capital Business Solutions
Transaction Capital Business Solutions, formally known as Rand Trust is a specialist business finance solution provider that has been operating since 1958.
They continue to grow their business and expand their operations to meet the ever-changing need of their customers with innovation, precision, and expertise.
Unique finance solutions for South African SMEs
At Transaction Capital Business Solutions they understand that banks do not always deliver the small business loan and financial advice that you need and that sometimes you have no choice but to look elsewhere. With them, you can increase your existing overdraft limit to ensure you have the necessary funds to continue business operations with no delays.
Transaction Capital Business Solutions Services
At Transaction Capital Business Solutions they offer debtor finance, trade finance, credit insurance, and a range of legal services designed to serve South African SMEs.
Also known as invoice discounting, debtor finance is a service that offers you access to credit for your business without requiring you to take on additional debt or change existing lines of credit agreements.
Trade finance from transaction capital business solutions
If your businesses own equity in a property and you require some working capital to continue with your daily business operations or fund growth they can offer you a short-term loan or a revolving line of credit that meets your needs and keeps your finances healthy.
Transaction Capital Business Solutions – Business loan
- Loan Type Business loans
- Interest Rate from 23%
- Loan Amount up to R1,000,000
- Repayment 160 days to 72 months
- Decision 5 days
Benefits of Transaction Capital Business Solutions
- Business loans up to R1 million
- Get lower interest rates
- Flexible and affordable repayment terms
Business loan calculator
For finance that grows with your business, apply with them online
Unlike large banks and traditional credit providers, they offer tailored credit solutions which grow with and as your business does.
With no credit limits, they are able to offer you a business credit solution that meets your needs in a flexible manner that is not generally achieved with bank overdraft facilities.
Leveraging their infrastructure and stimulating business growth
When making use of their invoice discounting or factoring services you do not have to worry about losing the relationships you have built with your customers and by leveraging their expertise and infrastructure you can stimulate business growth and focus on your business while they collect payments from your debtors.
Seek financial guidance before you apply for a business loan
They know that certain customers may not be too familiar with the processes that their credit plans offer and that is why they have a team of experts who will help throughout your entire business loan application.
This is so that you don’t find yourself in a situation where you have applied for a loan that will prove to be too costly for you to pay off. Always stick well within your financial boundaries to ensure that the payments are controllable.
Response before the end of one business day
Part of their promise to clients is to ensure that they give them a response on the same day they made their business loan application. They know that most clients usually want to make use of the money right away and that is why they don’t waste any time delaying them.
My loan application declined
The most common problem that they have experienced with customers whose business loan applications have been declined is due to their lack of affordability or the fact that their organisation isn’t performing too well financially. They will always give you valid reasons why they had to decline your business loan application.
Customer Reviews & Testimonials
I am happy that Transactional Capital Business Solutions approved my business loan, I can finally start to live my dream.
— Krugersdorp —
Without the help of Transactional Capital Business Solutions, my business would have never opened its doors to the public.
— Sandton —