Rating based on 25 reviews

SA Home Loans

  • Consolidation loans up to R70,000
  • Low-interest starting from 7.25%
  • Repayment up to 30 years

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SA Home Loans homepage
Author SA Home Loans. Screenshot of SA Home Loans website.
[Accessed January 24, 2023]

About SA Home Loans

As the country's 5th largest provider of home loans - they can proudly say that they've been able to expand and establish themselves as a leader in just 10 years - much faster than all of their competitors.

They're a home loan provider that cares about the well-being of their customers and strive to assist them with all their home loan needs.

A new modern approach to property finance

Unlike their competitors, they're a vibrant, modern and energetic company that is always looking for new ways to make their products and services better. When it comes to investing in your own home and taking charge of your financial future no one does it better than SA Home Loans - your partner for life! 

SA Home Loans Services

They're a home loan provider that strives to do things in a better, more efficient and more tailored way than everyone else.

Their home loans and personal loans are competitively priced so you can rest assured that you're getting the best value for money and saving money as well!

Consolidate debt with your home loan

If you have a home loan with them and are interested in consolidating debt then they can help you by providing you with an additional R70 000 when you need it. This personal loan will be added to your bond and repaid as normal with the same interest rate and terms as before.

SA Home Loans – Consolidation loan

  • Loan Type Consolidation loans
  • Interest Rate from 7.25%
  • Loan Amount up to R70,000
  • Repayment 6 months to 30 years
  • Decision 24 hours

Benefits of SA Home Loans

  • Affordable loan packages
  • Get an affordability assessment

They're a home loan provider that strives to do things in a better, more efficient way

They understand that the unexpected can happen and that you may encounter financial difficulty or problems managing your smaller debts at some point in your life.

Their debt consolidation solution which ties into your home loan is the cheapest alternative to a traditional personal loan and can offer you the low-interest and long repayment terms you need to deal with debt.

Apply online and check for affordability

You can apply for a loan online with SA Home Loans, call them during business hours or even send them an email. They will then help you go through a comprehensive affordability assessment to help determine if you can afford the credit you are looking for and how much and for how long you should borrow it. With SA Home Loans your loan will carry a fixed interest rate for the full term of the loan - making it easier to budget in the short and long term.

A hassle-free application process

Applying online could not be easier. They've made the entire process as straightforward and as smooth as possible, ensuring that you not only get through it quickly but you don't have to deal with any hassle as well.

They are a team that you can trust

Their priority is their customers and making sure that they can provide you with what you need right when you need it. And in order to do that, they need a team of people who can deliver top-class customer service- luckily, they have just that. So you can put your trust in them and have the peace of mind of knowing that you're dealing with professionals who know how to help you handle your debt.

They give you useful information

In addition to providing you with a loan, they also have a lot of useful information available to you on their website that you can read through at any time. So if you want to get a better understanding of what getting a debt consolidation loan will really entail, simply take out your phone or laptop and read through their easy-to-understand blogs.

Customer Reviews & Testimonials

January 2019

I got such a great debt consolidation deal with SA Home Loans which helped me sort out my finances a whole lot faster. You guys are awesome!

Ruan V
— Port Elizabeth —

March 2019

My debts were piling up to the point where things were getting out of control because my finances were just all over the place. After speaking to one of your customer consultants, I submitted my ...

Mohammed A
— Durban —

April 2019

I'd recommend SA Home Loans any day; they offered me such an affordable debt consolidation loan- I couldn't be happier

Lana R
— Kimberley —

SA Home Loans Contact

Contact Number



Physical Address

  • 2 Milkwood Crescent Milkwood Park Durban La Lucia Ridge 4051 South Africa
  • Get Directions

Opening Hours

  • not available