Rating based on 39 reviews

Better Life

  • Home Loans up to R8,500,000
  • Low-interest starting from 7.25%
  • Repayment up to 20 years

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Author Better Life. Screenshot of Better Life website.
[Accessed January 24, 2023]

About Better Life

Purchasing a new home is a massive step to take and, as exciting as it can be, a home loan comes with its own set of challenges and complications.

This is particularly true if this is the first time you are purchasing a home. Luckily for you, Better Life is here to guide you through the process.

Financial solutions to get you on track

Better Life is a financial broker – this means that they compare the financial products offered by a variety of financial institutions and lenders to find the deal that best suits your financial circumstances and preferences. The best part is that their services are entirely free! All you have to do is submit a loan application and they will use the information you have provided to find the best fit.

If you are not happy with the offer that they have chosen, then they will gladly broaden their search or enter into a negotiation with the lender to provide you with an offer you are happy with. It is their goal to provide you with the best home loan in South Africa offer possible to guarantee a good start to your new life.

Interest is in your best interest

The interest rate you are quoted on your home loan is a massive deciding factor in whether or not the deal is feasible for you. The interest rate does not only determine the monthly repayments you will be making on your home loan but also the total cost of the loan. It is important to receive the best possible interest rate to reduce the amount of interest that you will accumulate over time.

However, if the interest rate is too high you will also struggle to budget your monthly repayments. But, do not fret, Better Life will negotiate the best possible home loan rate for your circumstances.

Better Life Services

A home loan is a massive deal and they will not hog all the spotlight.

Instead, they prefer to keep their clients close to their hearts to ensure that they are completely satisfied with the process.

The uses of a home loan

Home loans are a type of secured personal finance – this means that the home loan amount you have secured will be secured against the home that you are financing. Only once the final monthly repayment has been made, will you be the official owner of your home. But home loans are not just used to purchase a new property, they can be taken out on an existing mortgage for means of expansion, maintenance, and modifications on your current home.

So, if you have been wanting to revamp the kitchen, now is the perfect time to do so! In fact, it is more affordable to take out an extended loan on your mortgage to perform these expansions as home loans have lower rates than most other forms of long-term finance.

Borrowing amounts that will make you smile

Better Life is affiliated with a number of financial institutions which means that they can juggle their trusted panel of lenders according to your needs and preferences. The home loans that they can secure start at R250 000 and range up to massive values of R8.5 million. The borrowing term and rate will differ according to the bond you have secured, but most borrowers choose to repay their home loans over an average repayment period of 20 years.

Unfortunately, your rate and term are also influenced by the current state of your credit record: the better your record, the better home loan deal you can access.

Better Life – Home loan

  • Loan Type Home Loans
  • Interest Rate from 7.25%
  • Loan Amount up to R8,500,000
  • Repayment 20 years

Benefits of Better Life

  • Insurance
  • One application gets multiple quotes
  • Affordable home loans

Get the life you deserve with Better Life

The key to your new home starts with the completion of a single home loan application.

Once you have sent off that application, your new chapter officially begins. The staff at Better Life will work hard to ensure that the journey is a good one.

Apply with the click of a mouse

Better Life has integrated an online application into their website, so you do not have to take time out of your busy day to visit their offices. Instead, you can now sit down with a cup of coffee and your laptop and fill in a fast-five-minute application. The best part is that you can do so from the office or your home or anywhere you, please!

The application requirements

While Better Life does its best to assist everyone, unfortunately, their lenders do have strict lending requirements of their own. That being said, the following should act as an application guideline. The applicant must be:

  • Over the age of eighteen
  • A South African citizen
  • Signed up with a South African bank account
  • Employed full-time receiving a frequent salary amount

Use their nifty online calculator

Before you apply you can determine for yourself what your potential monthly repayments will look like by making use of their online home loan calculator. You can manipulate the borrowing amount and loan term to find the ideal monthly repayment amount that you are able to afford.

Customer Reviews & Testimonials

September 2019

With the assistance of Better Life, my home loan was arranged in no time. I am very happy with the criteria and offer that they have given me. I recommend them to anyone who is looking to purchas...

Lindie V
— Makapela —

February 2019

The online calculator that Better Life offers on their website is amazing! It helped me take control of my own finances and determine the most affordable monthly repayments that I will be able to...

Xolandi W
— Boksburg —

Better Life Contact

Contact Number

  • not available


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Physical Address

  • Unit FC1, Centurion Office Park, 1275 Embankment Rd Centurion Gauteng 0163 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed