Rating based on 43 reviews

Home Loans South Africa

  • Home Loans up to R1,000,000
  • Low-interest starting from 8.5%
  • Repayment up to 20 years

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Author Home Loans South Africa. Screenshot of Home Loans South Africa website.
[Accessed January 24, 2023]

About Home Loans South Africa

You have reached that exciting part of your life wherein you can start shopping for your dream home.

Now all that is left to do is arrange a home loan to purchase it. Home Loans South Africa can provide you with the financing that you need and so much more to secure your dream home – without the hassles.

Welcome to Home Loans South Africa

At Home Loans South Africa, they are dedicated to providing South Africans with the best mortgage options by comparing numerous rates from different lenders. That’s right, they do all the gathering and comparing so you do not have to! All you have to do to aid the process is complete a simple online loan application and, by using the information you provide, they are able to procure the ideal home loan that is completely tailored to your preferences and needs.

With more than twenty years of experience in the mortgage brokerage industry, they have established strong relationships with the most trusted lenders in the land.

More than securing a loan

When you choose to make use of their services, they do not simply secure a home loan for you. Everyone is different which is why they place particular emphasis on securing a home loan that is totally unique and adaptable to the needs of the client. This goes hand-in-hand with their advisors personally assisting you with loan structuring. If this is the first time you are buying a home, you might feel quite overwhelmed and not know what exactly to do.

This is where they come in: they will determine whether fixed or variable is better for your finances based on the rate that they are able to secure with the lender.

Home Loans South Africa Services

A home loan is the largest financial commitment you will enter into in your lifetime which is why they want to help you ensure that you have done everything correctly.

What’s better is that they provide their expert services for free – you will not need to pay a cent.

Securing your home with a home loan

If you have found a house that you simply cannot get out of your mind, then it is time for you to make an offer. But, before you can do that, you need to have the financial backing. Home Loans South Africa is able to secure finance for prospective homeowners from the value of R400 000. However, this borrowing amount is not only used for purchasing a property. It can also be used to build a home or expand onto your current property.

The benefits of using their services

When a client applies to make use of their unique services, they dedicate their time and resources fully to achieving the goals the client has set out for them. They are affiliated with all the leading banks in the country so they can negotiate a tailored deal for your individual needs. With their knowledge of the industry, they are able to seamlessly guide the application through the relevant channels to achieve a fast and effective home loan solution.

And you do not have to do a thing! They handle all the applications and hassles – all you have to do is sign on the dotted line when you are happy with the agreement they have procured.

Home Loans South Africa – Home loan

  • Loan Type Home Loans
  • Interest Rate from 8.5%
  • Loan Amount up to R1,000,000
  • Repayment 20 years

Benefits of Home Loans South Africa

  • Advice from property finance consultants
  • A free loan application service

Home Loans South Africa – your trustworthy home loan lender

You do not have time to waste! That dream home you discovered will not remain unoccupied forever and you do not want to have it snatched out from under you.

Allow them to help you secure the finance you need quickly and affordably so that you can get started on your new chapter.

Applying for their services

They believe in keeping things simple which is why their application process is not only completable online: it is also very short and to the point. All you need to do is fill in your details and one of their advisors will contact you to discuss the preparation process.

But do you qualify?

While the lenders and banks that they affiliate with do have requirements, there is no cap on who can make use of their brokerage services. Home Loans South Africa is not afraid of a challenge so even if you have bad credit, they will be willing to help you obtain the home loan you deserve.

Make use of their calculators

They have numerous bond calculators accessible on their website. These nifty tools should help you to determine the most affordable monthly repayment scheme that you can afford. At the least, it is a good place to start wrapping your head around your home loan options!

Customer Reviews & Testimonials

September 2019

Home Loans South Africa is a dedicated broker; they did not stop at anything to secure the best home loan possible for me. My family and I are in love with our new home and it is all thanks to Ho...

Duncan P
— Port Elizabeth —

February 2019

I have never organized finance in my life and had no idea where to start. With the help of the personally assigned financial advisor from Home Loans South Africa, they were able to guide me throu...

Llewellyn S
— Welkom —

Home Loans South Africa Contact

Physical Address

Opening Hours

  • Monday 09:00 – 17:30
  • Tuesday 09:00 – 17:30
  • Wednesday 09:00 – 17:30
  • Thursday 09:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed