Rating based on 26 reviews

Investec Home Loan

  • Home Loans up to R300,000
  • Low-interest starting from 8.5%
  • Repayment up to 30 years

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Author Investec. Screenshot of Investec website.
[Accessed January 24, 2023]

About Investec

Investec is a specialist banks and asset management service provider that offers specialist banking, investing and lending products to an extensive customer base located in South Africa, the UK and Australia.

They offer foreign exchange services, savings accounts, investments, home loans and a range of banking products for everyday use.

Over 25 years of experience in the business

Having been founded in 1991, Investec has the experience and the infrastructure to cater to the needs of its customers with the expertise that they deserve. When you become a client you will be assigned a private banker that will attend to your every need in a personalised way that is unheard of with other mainstream banks and investment companies.

Investec Services

They are specialists in wealth and investment and offer you access to a wealth of information, knowledge and expertise in investment to help you reach your financial goals and build wealth.

They also offer a range of products geared towards large corporate and institutions.

Their home and property loans

Through Investec Property they offer a range of property acquisition and fund managing services that will help you build your property portfolio or purchase the home of your dreams. They offer competitive interest rates and flexible repayment structures to meet the individual needs of their clients.

Investec – Home loan

  • Loan Type Home Loans
  • Interest Rate from 8.5%
  • Loan Amount up to R300,000
  • Repayment 160 days to 30 years

Benefits of Investec

  • Wealth management
  • Competitive interest rates
  • Flexible repayment options

Owning your first home is easy with their innovative first-time home loans

They offer a wealth of information on purchasing property on their website.

You can download their first-time buyer's guide and checklist to ensure that you understand the process and are rightfully prepared for the purchase.

They at Investec understand that their clients are smart, savvy and looking for the best possible deal when it comes to financing their dream home. For this reason, they encourage their clients to save up for a deposit that can be used when applying for and purchasing a home

Save for a deposit and save in the long run

The larger the deposit that you put forth when applying for a loan, the more chances you have of being approved and securing a competitive interest rate. In addition the larger the deposit, the lower your monthly mortgage repayments will be. We recommend a minimum of 20% deposit but offer up to 100% financing.

Apply for a home loan

If you're ready to apply for a loan with Investec, you can visit their website and complete their contact form. A personal banker will then be in touch with you to discuss your options and the next steps to be taken. They will arrange to meet with you when it suits you to begin the process and get you funded.

They always want to help their clients grow, be it in wealth or investment, such as property.

Customer Reviews & Testimonials

June 2018

We are a long time Investec clients so it only made sense for us to use them when we wanted to get a home loan so that we are able to purchase our first home. Such professional and efficient serv...

Caleb T
— Cape Town —

September 2018

Very affordable fees and rates, not to mention the customer service I experienced was superb

Catherine L
— Port Elizabeth —

January 2019

I love how informative the site is and how easy it was for me to apply online for my home loan. Their telephonic consultants were very helpful and courteous as well

Earlene C
— East London —

April 2019

Very professional banking, excellent customer service received

Kevin F
— Knysna —

Investec Contact

Contact Number


  • not available


Physical Address

  • 36 Hans Strijdom Avenue, Foreshore Cape Town Cape Town CBD 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed