Rating based on 12 reviews


  • Home Loans up to R125,000,000
  • Low-interest starting from 7.25%
  • Repayment up to 30 years

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Author Ooba. Screenshot of Ooba website.
[Accessed January 24, 2023]

About Ooba

Trying to choose the ideal home loan can be quite frustrating and complicated, there are so many different options available and all of them appear to be great, but which one is actually the best?

Wouldn’t it be great if there were someone who could do all the ‘shopping’ for you? Thankfully, there is, and that company is Ooba!

Ooba at your service

At Ooba they take pride in their ability to not only compare but locate the ideal home loan solution for their clients. Purchasing your first home should not be remembered as a nightmare which is why, with the help of their services, they plan to make it a memorable occasion. They have the knowledge, tools, and expertise to guide you into the welcoming arms of leading financial lenders in South Africa.

As a mortgage broker, it is their job to negotiate the best deal with the lender and all you have to do is sign the paperwork – but, not to worry, they will never force you into a deal if you are not feeling it. In fact, they will be with you every step of the way even once you have moved into your home! At Ooba, they take it upon themselves to ensure their customers are living the life they have always dreamed of.

Become financially empowered

You are buying a home and that is a massive deal – you should feel elated, excited, and empowered! But they do not want the feeling to end there, they will ensure that you become financially empowered through their services. With the use of their specialised affordability tools, they will be able to assess your loan affordability to get you pre-approved for a home loan. This way, you can get out of the house and begin the search for your new forever home.

They will dedicate an expert from their team to your case and that advisor will work with you from start to finish and be available to you whenever you require their assistance. The best part is that they will obtain multiple quotes, conduct thorough loan comparisons, and negotiate as much as they can to ensure that you receive a good deal and are able to save some money along the way!

Ooba Services

The financial advisors at Ooba will work around the clock to guarantee that you are not only pre-approved for a loan but also receive the home loan that you deserve.

All it takes is one application and they can provide you with a world of options – all you have to do is say the word and they will do all the arrangements.

Let’s get pre-approved

The first step to a successful home loan application is getting pre-approval. This will not only increase the chances of a successful application by 85% but will provide you with an indication of the total borrowing amount you can access. Once you know how much you are able to afford to spend, it makes shopping a whole lot more fun.

Pre-approval also provides you with an edge, those who are interested in making an offer on a home that is already pre-approved are more likely to be chosen for a sale because there is less chance of the sale falling through. Plus, you can eliminate the chance of disappointment by having to walk away from a home that you cannot afford.

Organising your home loan through Ooba

When you complete your home loan application, you are not only completing a single application. This application will be used to negotiate with a number of lenders to see who is willing to provide the best offer. Once all the quotes have been collected, they can begin discussions and alterations where flexibility is possible.

They are even able to secure home loans with zero deposit requirements. 36% of those who have chosen Ooba as their broker have been able to qualify for a home loan with their own bank that has previously rejected their applications – yes, they are just that good!

Ooba – Home loan

  • Loan Type Home Loans
  • Interest Rate from 7.25%
  • Loan Amount up to R125,000,000
  • Repayment 5 years to 30 years

Benefits of Ooba

  • Check your credit score
  • Multiple quotes for quick comparisons
  • Calculate your repayments with the online calculator

Ooba – a mortgage broker that you can trust

Talking and planning your home loan are all essential to the process but it is time to make the process official.

And the only way to do so is by completing that application. The deals will not find their way to you – its time to grab life by the horns and go find that dream home you deserve!

The Ooba application process

At Ooba, they do not believe in making finance complicated. Everything is complicated enough which is why their application process does not have to be. The entire process can be handled online via your laptop, Smartphone, or Tablet. All you have to do is visit their website, click ‘apply’ and Bob’s your uncle!

They welcome all

Many lenders turn those with bad credit away, but they are not like that. Among their affiliated lenders are those who deal with individuals who have less-than-perfect credit. Their requirements are not strict, they are dedicated to helping all. Just complete the application and they will see what they can do.

A calculator for every situation

They love tools that make life easier which is why their website has a page dedicated to different types of calculators, bond calculators, repayment calculators, and even deposit calculators to name a few. Go have a look and try them out for yourself!

Customer Reviews & Testimonials

June 2019

Ooba was a delight to work with; their staff know what they are talking about and are super friendly, enthusiastic, and willing to work. If you need home loan assistance, these are the people you...

Jo-Anne M
— Port Elizabeth —

October 2019

I honestly know very little about home loans so when we got married, I was worried about applying for our first mortgage, but Ooba was very helpful and eased my stress. We are now happy inside ou...

Jackie S
— Worcester —

Ooba Contact

Contact Number



Physical Address

  • 8th Floor, ooba House, 33 Bree St, Cape Town City Centre Cape Town Western Cape 8000 South Africa
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Opening Hours

  • not available