Rating based on 11 reviews


  • Payday loans up to R9,000
  • Low-interest starting from 10.5%
  • Repayment up to 65 days

In-page navigation

Binixo homepage
Author Binixo. Screenshot of Binixo website.
[Accessed January 23, 2023]

About Binixo

With consultants in over 15 countries, Binixo’s services are always available.

Through Binixo, you can find payday loans at great rates. They advise that you always use a broker. Not only do they save you time, but money too. They can do this because of the relationships they’ve built with lenders in the industry. Because of the relationships with these lenders, you’ll receive the best deals possible.

All about Binixo

Binixo has been operating since 2017 and has become the most reliable loan broker. They can be found throughout Eastern Europe, Asia, Spain, Mexico, and now Africa. Their goals are to give clients expert evaluations on the African credit market and help clients choose the best lender.

They also notify you when fees change and explain definitions and clauses in depth. Their consultants are knowledgeable so that you don't have to waste time on research. They’re available at any time of the day if you have questions or concerns.

Choose Binixo

They’re a broker that helps borrowers find quick loans by gathering quotes for them. Binixo has spent years building relationships and forming bonds with their panel of lenders and in turn, they’ve gained trust and loyalty. Binixo trusts their lenders and you can too.

Binixo’s services are convenient and easy. Use them to choose the best offer for your needs. They run 24 hours a day, 7 days a week so you can pick out a loan anytime. And they don't charge any commission fees so you can use their services for free.

Binixo Services

To be eligible for an instant payday loan through Binixo, you must be over 18, be a South African citizen, and be earning an income.

This ensures Binixo and the lenders that you can pay back the loan. The basic step for any loan is providing the correct information. Three things Binixo needs from you are your name and surname for verification purposes, email for sending documents, and phone number for SMS confirmation. You will receive this roughly 15 minutes after applying.

Binixo payday loans

Sometimes you need some money to live off while you wait for your salary to come in. This is the perfect use for a Binixo payday loan. A payday loan is any loan that can be paid back within 30 days.

Binixo offers you a panel of lenders for just that. Their instant payday loans require no paperwork as they’re completed online. You can loan up to R9 000 through Binixo with a minimum of R300. Their loan terms are between 4 to 65 days. Their simple loans can be used for any purpose.

Advantages of instant payday loans

  • Because Binixo is a fully digital service, you don't have to leave the comfort of your home to take out an instant loan
  • Money obtained comes at fair rates
  • They don't perform any credit checks
  • Loan clearance is fast and cash is transferred fast
  • The loan can be taken out for short terms

Binixo, making living easier

All payday loans require no paperwork and are completed online. For those in need, there is also a no payslip loan and bad credit loans.

Binixo – Payday loan

  • Loan Type Payday loans
  • Interest Rate 10.571% p/a
  • Loan Amount up to R9,000
  • Repayment 4 days to 65 days
  • Decision 2 days

Benefits of Binixo

  • Their service is free
  • Choose between trusted lenders
  • Easily compare loan options

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

A quick and simple online application

Binixo’s services are all digital. So use their website to complete your paperless online loan application.

Don't be tied up with a time-consuming process. They’ve made their process as efficient as possible.

  1. Select an amount (R300 - R9 000)
  2. Select a loan term (4 - 65 days)
  3. Fill in name and surname
  4. Supply your email and phone number
  5. Agree to the processing of data
  6. Choose ‘GET MONEY’
  7. Fill in the new form accurately
  8. Choose a creditor
  9. Wait for confirmation
  10. Receive your money

It's important to note that Binixo is not a lender but a broker. They offer a trusted panel of lenders that are willing to help you.

Their online services

Applying for an instant payday loan through Binixo has become a dream. Their platform is fast and reliable with accurate data for your convenience. The entire transaction is completed online.

There should be no concerns during your online loan application. With Binixo, there’s no need to worry. Their platform is encrypted and protected. All your data is secured. Binixo will keep you informed and safe.

If you need a short-term loan, in any situation, then Binixo will find a lender to help you. They cater to a wide variety of people. Their privacy policy ensures your best interests in all situations. There are credit acts and clauses to safeguard you from misuse.

Customer Reviews & Testimonials

April 2020

Binixo helped me find the best lender.

Sarika G
— Pretoria —

February 2020

I was paid out so quickly through Binixo.

Sipho L
— Bloemfontein —

September 2020

Such a reliable service and fast responses.

David R
— Johannesburg —

Binixo Contact

Contact Number

  • not available



Physical Address

Opening Hours

  • not available