Rating based on 11 reviews

Thuthukani Financial Services

  • Payday loans up to R4,000
  • Low-interest starting from 60%
  • Repayment up to 45 days

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Thuthukani Financial Services homepage
Author Thuthukani Financial Services. Screenshot of Thuthukani Financial Services website.
[Accessed April 6, 2023]

About Thuthukani Financial Services

As a local lender - no one understands you as they do. They know that times can be tough and that lenders are becoming more and more strict in terms of their lending criteria.

Thuthukani Financial Services won't make you wait on them - you'll get your loan quickly and easily.

Their most valued asset

They're proud of their range of quick loans but, what they're most proud of is their staff who singlehandedly ensure that each and every customer is attended to in a speedy, efficient, and friendly manner. When you're applying for a payday loan or asking a question - they're here for you all the way.

Thuthukani Financial Services Services

Their loans are designed to offer customers small amounts of cash in the most stringent time frames.

Provided that their loan amounts and application criteria are just what you need, they welcome you to visit their website and make your payday loan application online or visit them in branch at one of their 40 branches nationwide.

Low rates loans you'll love

With interest rates that are capped according to the NCR,  Thuthukani Financial Services offers customers a very competitive payday loan service. When this capped rate is combined with a seamless 5-minute application and instant credit transfers - they simply come out on top every time.

Thuthukani Financial Services – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 60%
  • Loan Amount up to R4,000
  • Repayment 7 days to 45 days
  • Decision 1 hour

Benefits of Thuthukani Financial Services

  • Their loans pay out fast
  • Their loans terms are straightforward
  • Apply at any time and from anywhere
  • Minimal paperwork

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Do you need emergency cash? Their payday loan service will see you through

As a lender that gets to business fast - they place a great deal of focus on ensuring that you can complete your payday loan application in minutes and get your loan immediately after approval.

Their basic lending requirements

To apply for a loan you must be aged over 18, have South African citizenship, be employed, and be able to provide them with 3-month bank statements and 2 payslips. They will require only that you be able to afford the monthly repayment on the payday loan - your credit history has little weight with them.

Apply for a loan in 10 minutes or less

Their application form is simply a breeze from start to finish. Whether you're a new customer or have applied for a loan with them before they can guarantee that you'll be able to complete their form and upload your documents in under 10 minutes.

Thuthukani is a proudly South African company that celebrates its diverse culture and wants to help build a brighter future. To keep the spirit of the rainbow nation alive they allow clients to apply for a loan application in their own langue.

Choose to apply in your native tongue to eliminate confusion:

  • Afrikaans
  • English
  • Zulu
  • Southern Sotho

Their consultants are also able to assist you in your own language should you prefer the human touch and give you answers in real time. Their policy is to treat all individuals fairly and make sure that they understand the contract so that they can make an informed decision.

Payday loans advantages and drawbacks

A payday loan is characterised by the fact that it needs to be repaid by your next pay date. This allows you to borrow a small amount of money until your next payday. To make it easy to repay your loan they will set up a direct debit on your account that will deduct the entire loan amount, plus interest on your next salary date.

Advantages of payday loans include:

  • The speed at which they can be processed and paid
  • Simple loan requirements
  • Apply any time of the day or night
  • No need to speak to a consultant or complete mountains of paperwork
  • The cash will be deposited directly into your account

The main advantage of a payday loan is that you can get the cash you need very quickly so it is ideal to pay for emergency expenses or time-sensitive deals.

Spend your payday loan without any restrictions. Once it is time to repay the loan the entire loan amount will be deducted automatically.

Customer Reviews & Testimonials

April 2019

Thuthukani approved my loan application when no one else would. I was very impressed at how easy it was to apply for a payday loan online. The interest rate that you charge on your loans was surp...

Ayden S
— Cape Town —

November 2018

I needed money in a hurry and didn’t know where to turn. I found your website and decided to apply. I found the application process very simple as I could complete the entire process from my cell...

Andile Z
— Soweto —

December 2018

My daughter was chosen to represent her school at an event in Johannesburg but she had to pay for her own flight to get there. I didn’t have extra cash lying around for such a large expense and w...

Megan A
— Port Elizabeth —

Thuthukani Financial Services Contact

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