Thuthukani Financial Services

• Payday loans up to R4,000
• Low-interest starting from 60%
• Repayment up to 45 days

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Do you need emergency cash? Their payday loan service will see you through

As a lender that gets to business fast - they place a great deal of focus on ensuring that you can complete your payday loan application in minutes and get your loan immediately after approval.

Their basic lending requirements

To apply for a loan you must be aged over 18, have South African citizenship, be employed, and be able to provide them with 3-month bank statements and 2 payslips. They will require only that you be able to afford the monthly repayment on the payday loan - your credit history has little weight with them.

Apply for a loan in 10 minutes or less

Their application form is simply a breeze from start to finish. Whether you're a new customer or have applied for a loan with them before they can guarantee that you'll be able to complete their form and upload your documents in under 10 minutes.

Thuthukani is a proudly South African company that celebrates its diverse culture and wants to help build a brighter future. To keep the spirit of the rainbow nation alive they allow clients to apply for a loan application in their own langue.

Choose to apply in your native tongue to eliminate confusion:

• Afrikaans
• English
• Zulu
• Southern Sotho

Their consultants are also able to assist you in your own language should you prefer the human touch and give you answers in real time. Their policy is to treat all individuals fairly and make sure that they understand the contract so that they can make an informed decision.

Payday loans advantages and drawbacks

A payday loan is characterised by the fact that it needs to be repaid by your next pay date. This allows you to borrow a small amount of money until your next payday. To make it easy to repay your loan they will set up a direct debit on your account that will deduct the entire loan amount, plus interest on your next salary date.

Advantages of payday loans include:

• The speed at which they can be processed and paid
• Simple loan requirements
• Apply any time of the day or night
• No need to speak to a consultant or complete mountains of paperwork
• The cash will be deposited directly into your account

The main advantage of a payday loan is that you can get the cash you need very quickly so it is ideal to pay for emergency expenses or time-sensitive deals.

Spend your payday loan without any restrictions. Once it is time to repay the loan the entire loan amount will be deducted automatically.