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Friendly Finance

  • Payday loans up to R8,000
  • Low-interest starting from 36%
  • Repayment up to 45 days

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Friendly Finance homepage
Author Friendly Finance. Screenshot of Friendly Finance website.
[Accessed January 23, 2023]

About Friendly Finance

Friendly Finance aims to provide South African consumers with all the information they need to make better financial decisions.

At Friendly Finance, they have plenty of comparisons of common consumer finance products, such as personal loans, car loans, short-term loans, and credit cards. They surely help you choose the best consumer finance products.

Their vision at Friendly Finance

They strive to become South Africa’s most trusted source of information on consumer finance. They work towards becoming your most valuable hub for finance information, knowledge, and news. At Friendly Finance, they believe when they work as a group, they can achieve more thus they work directly with financial organisations to help them to gain a strong understanding of the needs of South African consumers.

Who can apply for a payday loan?

A payday loan can be applied for by anyone who is permanently employed and resides in South Africa. Payday loans are easily accessible. However, never use them to pay off your debts. You can also use a payday loan to tide you over for a few days between paydays.

Friendly Finance Services

Payday loans are short-term loans that are easily accessible, and they can only be repaid on your next payday.

Payday loans are great when you are in a tight spot that needs cash instantly. With a Friendly Finance payday loan, you can borrow between R100 – R8 000 with repayments made within 1 – 6 months.

A Friendly Finance payday loan

A payday loan is a loan amount of R100 and R4 000 (first-time customers) or R8 000 (returning customers). Although payday loans are easily accessible, they have quite high-interest rates and charges. Although some lenders charge more than this, all charges are capped legally at 60% per annum, which amounts to 5% per month.

Friendly Finance experience

They have years of experience in providing financial solutions, so you have all the reasons to have confidence in their comparisons. At Friendly Finance they have all the knowledge regarding the intricate nature of these products through first-hand experience. They work directly with customers and this has resulted in them being able to translate confusing jargon into simple, meaningful language that is easy to understand.

Friendly Finance – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 36%
  • Loan Amount up to R8,000
  • Repayment 5 days to 45 days

Benefits of Friendly Finance

  • Compare lenders and quotes
  • Get cash instantly 
  • Apply for a loan in 2 minutes

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Friendly Finance offers the best payday loan deals

The Friendly Finance loan application can be done and dusted online.

They strive to help their people run away from long queues. Their application only takes a few minutes of your time, by the time you will start panicking, you will long be done with it but still waiting for their response.

Who can apply for Friendly Finance?

You can apply for a Friendly Finance payday loan in several ways. You can apply by visiting their website and filling in all your details, telephonic application as well as in-store if the lender has a storefront location. Before they even consider your loan application you should meet the following requirements.

  • Be over 18 years of age.
  • Own a valid South African identity and a bank card.
  • Be sure that you will be able to afford the repayments every month.

After you have been approved, how long should you wait

When you use Friendly Finance, there is no need for you to worry about anything. Friendly Finance can receive funds within an hour depending on your bank and the lender’s processes. When you apply for a loan after 4:30 pm, you can expect to receive the funds by the next business day depending on the bank you use.

Subscribe to Friendly Finance

Subscribing to their newsletter will make you stay current with everything they are doing. You will be updated with all the relevant news from Friendly Finance. They will also update you when they have special offers.

How to get hold of Friendly Finance

Friendly Finance is for the people and everything they do is for the benefit of their people. Hence, they do not want to leave them behind. Apart from applying online on their website or phoning them for a loan. They can also chitchat on all their social media platforms including Facebook.

Customer Reviews & Testimonials

July 2019

Friendly Finance has simplified the process of looking for a loan. You just find what you need with just a few clicks

Harry P
— Cape Town —

July 2019

I was helped with love and friendliness when I called Friendly Finance. They are just incredible human beings

Maxwell Y
— Eastern Cape —

Friendly Finance Contact

Contact Number

  • not available


  • not available


Physical Address

  • Corner Wale Street and Burg Street 7th Floor, Mandela Rhodes Place Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed