Rating based on 47 reviews


  • Payday loans up to R4,000
  • Low-interest starting from 38%
  • Repayment up to 30 days

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Mulah homepage
Author Mulah. Screenshot of Mulah website.
[Accessed January 23, 2023]

About Mulah

Mulah is a team of young, vibrant, and creative online entrepreneurs who offer innovative financial services to the people of Mzansi and beyond.

They are all about helping people get the loans they need because, at the end of the day, no one can achieve things on their own. Everyone needs a helping hand to help them through a difficult time.

Mulah is goal-driven

The main purpose of Mulah is to provide young professionals with easily accessible loan finance on a short-term basis. They strive to make their application process as user-friendly and affordable as possible. The first step they took which is making loan finance available instantly over the internet gives them hope that they are/ will be able to simplify the procedure of taking a loan as well as repaying it.

How does Mulah work

At Mulah they have people’s best interests at heart. They understand that people hate to wait hence quick, safe online short-term loans. Mulah uses an online scale that determines the client’s risk factor, stating the amount of loan finance that the individual qualifies for.

Mulah Services

They offer you quick online short-term loans, and their short-term loans also include payday loans.

Mulah gives you convenient loans. There is no paperwork, no standing in ques for either applying or emailing various documents. They strictly operate online you can also attach the few documents they need online.

The repayment terms at Mulah

All they ever want to achieve is to help South African people live an easy life. They do not want to see any of them standing in long queues under their name. Hence, they opted to collect via debit order in a single payment direct from your bank account on the date of your next payday.

Mulah works by the book

They are a reliable financial service provider that is registered also adheres to the National Credit Act as well as complies with all legislation in respect of the South African Credit Regulator. As much as they target young professionals they also encourage or rather promote responsible lending. They will never give you a loan that is beyond what you can afford.

Mulah – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 38%
  • Loan Amount up to R4,000
  • Repayment 24 hours to 30 days

Benefits of Mulah

  • Payday loan up to R4 000
  • Repayment terms up to 30 days
  • Interest starting at 60%

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

At Mulah they make getting a loan quick and convenient

They simplified things for you. With their loan calculator, you can quickly decide which loan is suitable for you.

After you have gone through their loans and found the one suitable for you, you can hit the Apply Now button and begin the loan application process.

Steps to follow when you need Mulah services

When you need them just follow the following steps:

  • Step 1- Choose a loan amount and make use of their online calculator to determine your suitability.
  • Step 2- Register online. Fill in their quick and simple loan, only apply once.
  • Step 3- Get the money transferred into your account quickly after you have been approved and you are pleased with their terms.

How long should you wait to be approved?

At Mulah they use advanced software to make fast decisions regarding any quick loan application you make. Once your loan is approved, you can expect notification by SMS and E-mail. When you apply, they get back to you immediately and you can expect to receive your cash within 24 hours.

How to get hold of Mulah

When you need Mulah services you can simply visit their website and fill in the application form found there. Furthermore, you can chat with them online or call them. Follow Mulah on Facebook, Twitter, and YouTube.

man holding thumbs up

Mulah is a trusted & reliable provider of payday loans

In our review, Mulah adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Mulah is a registered credit provider in South Africa: NCRCP12668

Customer Reviews & Testimonials

June 2019

I am amazed by how quick the Mulah application form is.

Jeremy G
— Free State —

August 2019

Mulah has helped me with a loan that is accompanied by low-interest rates

Diana T
— Germiston —

Mulah Contact

Contact Number



Physical Address

  • Block A ,waterkloof rand office park, Buffelsdrift St, Erasmuskloof Pretoria Gauteng 0002 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed