Sunshine Loans

It’s the middle of the month and you’ve received an unexpected bill, or the car broke down and you didn’t plan ahead. Luckily Sunshine Loans can assist with your cash flow problems in the form of a payday loan.

What is a payday loan?

A payday loan is a small cash loan that you can apply for and get immediately. These types of loans usually carry a 31-day repayment period or are payable on your next salary date. They’re a simple and convenient option for those mid-month cash troubles.  

Being a responsible lender is the most important aspect of Sunshine Loans’ business.

They pride themselves in abiding by the code of conduct prescribed by the National Credit Regulator. Sunshine Loans are regulated by the NCR and your financial well-being is of high priority to them.

Clear and concise terms from Sunshine Loans

Sunshine Loans promises to provide you with clear, concise, and understandable payday loans. With their loans, you can rest assured that you’ll know what you’re expected to pay for before you take the loan out.

Part of being a responsible lender is allowing you to only borrow what you can afford. Simply put, this means that Sunshine Loans will only let you take one loan at a time. Once you’ve repaid this loan, you can apply for another.

Since Sunshine Loans has your financial well-being at heart they’ll never charge you any penalty fees for repaying your loan early.

Getting a payday loan from Sunshine Loans is super easy and requires no paperwork, or standing in long queues. Their credit process has been designed for your convenience and pays out within 24 hours of approval.

Sunshine Loans can assist you with a payday loan of between R500 and R4,000. They offer you a repayment term ranging from 4 to 49 days. These loans are processed 100% online for maximum convenience.

A Sunshine Loan payday loan example

Suppose you apply for a payday loan of R3,000 with a repayment period of 35 days. The total repayment amount will be R3,696.78 with a total of R696.78 in costs and fees.

What Sunshine Loans can offer you

Apart from a payday loan, Sunshine Loans has two more loan options to choose from:

• Cash advance – A cash advance loan is normally less than R4,000 and gives you a repayment period of up to 7 weeks. It works much like a payday loan and is available in record time.
• Emergency loan – This is a super fast, hassle-free loan for those unexpected emergencies that need urgent attention.
• Short-term loan – This is a loan of between R500 and R4,000 with a slightly longer repayment period than other loan options.
• Personal loan – With this loan option you could enjoy up to R4,000 with a repayment term that stretches over a longer period than other loans.

While many lenders look at your credit record, Sunshine Loans will not hold your credit record against you. They’ll focus on your most recent repayment history and affordability.