African Bank
- Quick loans up to R200,000
- Low-interest starting from 10.5%
- Repayment up to 72 months
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[Accessed January 23, 2023]
About African Bank
They're not just a bank - they're part of a colourful nation and continent.
Having recently gone through a restructuring process, African Bank has now opened its doors as a new service provider with a whole new set of goals, a mission worth fighting for, and a bigger and better vision.
They're the people's bank
African Bank is the bank for the people. They care about their employees, their customers and the communities within which they operate and strive to serve them with the greatest degree of compassion and understanding - adding a personal touch to everything they do from answering their phones to serving customers with short-term loans.
African Bank Services
African Bank seeks to grow its customer base and market share by offering South Africans a little more than what they're used to getting from their bank.
From insurance and wealth management to bank accounts and personal loans - they meet the needs of the people.
Lending with African Bank
They offer quick loans from as little as R500 to R200 000 at incredibly affordable rates and with the most flexible terms, you'll find.
If you're looking for a loan and need it quickly, African Bank is here to make sure you get what you need as quickly as you need it.
African Bank – Quick loan
- Loan Type Quick loans
- Interest Rate 10.5 – 28% p/a
- Loan Amount up to R200,000
- Repayment 90 days to 72 months
- Decision 24 hours
Benefits of African Bank
- Get a quote in 3 minutes
- Flexible repayment terms
- Competitive interest rates
- Manage your money online
Quick loan calculator
African Bank is the bank for the people
African Bank has a number of branches scattered throughout the country but, they also offer customers the opportunity to apply for a personal loan through their online platform and in the comfort of their own homes.
So you can start the process of getting your quick loan without having to go stand in any long queues- they've made things a lot more convenient for you.
Great loan features
Apart from their obvious short-term loan flexibility and affordability, they have a number of loan features that set them apart from the rest.
One such feature is the ability to take a repayment holiday once a year. This can make your money go further during the Christmas period or during your annual leave.
Apply online today
African Bank likes to stay ahead by offering customers an online loan application service. To apply for a quick loan all you need to do is visit their website and start your application today.
The first thing that you'll be required to do is to provide them with important information like your pay slip, your bank statement as well as your proof of residence. They'll need this information because they need to work out your income and expenses, and the amount that you can afford to borrow.
Pay your loan off early
If you want to pay off your loan early or would like to increase your repayment amounts, simply give them a call and they'll make the arrangements. Otherwise, if something happens and you find yourself unable to make your repayments, call them and they'll make a payment arrangement.
A loan tailored to your needs
Their loans are tailored to your personal needs and situation. This means that when you apply for a loan from them, they'll take the time to carefully assess your individual circumstances so as to allow them to design a loan with a rate and a term that matches your affordability.
They move quickly
After you've applied for your loan, it will take only a few hours for you to get a decision. Therefore they can promise to always provide you with a speedy service that will get you what you need when you need it.
African Bank is a trusted & reliable provider of quick loans
In our review, African Bank adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.
✅ African Bank is a registered credit provider in South Africa: NCRCP7638
Customer Reviews & Testimonials
African Bank Contact
Physical Address
- Shop LG9A, Ground Floor, Pan Africa Shopping center, crn Watt and Third Street Johannesburg Western Cape 2000 South Africa
- Get Directions
Postal Address
- Private Bag x170, Midrand, Johannesburg, 1685, South Africa
Opening Hours
- Monday 08:30 – 17:00
- Tuesday 08:30 – 17:00
- Wednesday 08:30 – 17:00
- Thursday 08:30 – 17:00
- Friday 08:30 – 17:00
- Saturday 09:00 – 13:00
- Sunday – Closed