Rating based on 43 reviews


  • Quick loans up to R300,000
  • Low-interest starting from 13.50%
  • Repayment up to 60 months

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FNB homepage
Author FNB. Screenshot of FNB website.
[Accessed January 23, 2023]

About FNB

Responsible lending means more than just conducting affordability checks before approving customers for a loan.

To them, it means ensuring that customers get treated fairly and are not overcharged or taken advantage of. They are a well-established and respected South African bank that offers affordable quick loans to South Africans.

They're passionate about innovative finance

They have a team of staff that's as passionate about innovative finance as the very people who founded the company years ago. If you feel like you're treated like just another number in the system by your bank - you're not alone. So many people feel exactly the same and FNB has set out on a mission to change this one personal loan at a time.

FNB Services

FNB is one of South Africa's leading banks because we strive to offer affordable and flexible financial solutions that meet the needs of our customers.

From individuals to businesses - more and more people are switching to FNB on a daily basis.

Get a loan online with FNB

Although most people budget carefully and try to spend their money as wisely as possible sometimes, unexpected expenses and cash emergencies pop up. If you've found yourself in a situation such as this - they can offer you a fast loan to help you get through with minimal hassle and no wasted time.

FNB – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 13.50%
  • Loan Amount up to R300,000
  • Repayment 30 days to 60 months
  • Decision 15 minutes

Benefits of FNB

  • Access to quick loans up to R300 000
  • A fixed repayment term of up to 60 months
  • Competitive interest rate from as low as 13.5%

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

FNB is one of South Africa's leading banks, they strive to offer affordable and flexible quick loans

Take advantage of their low-rate personal loans, industry-leading application and processing technology and professional service by applying for personal finance today!

They're a modern financial services provider

Over the last couple of years the way that they do banking has changed dramatically and with this change has come a transformation of the lending process as well. You can now apply for a quick loan online by simply logging in to your online banking account. Chances are you'll already have a loan offer available to you.

Before applying for a loan

Prior to beginning your online loan application, it's a good idea to evaluate your income and expenses to determine how much you can afford to repay each month. Once you know this figure it's much easier to select your desired loan amount.

They'll get back to you as soon as they can

Understandably, when you need money fast, you don't have the luxury of waiting forever for your funds. This is why once you've submitted everything, they'll get right on top of assessing your application so that you can get a decision as soon as possible without wasting your time.

Your term and rate are 100% personalised

Their loan terms and interest rates are flexible enough to accommodate your every financial need. As such, the term and rates that they'll offer you will be based on your individual situation, making sure that you will get a quick loan that isn't just fast, it'll also suitable for you. So if you're not getting this from other banks, maybe it's time to switch to a bank that caters specifically to your personal needs.

They'll give you a hand if you need it

Although their application process has been designed to be as simple as possible, if you do at any point get stuck, help is just a phone call away. The FNB team is a team known for its 5-star service. They hold themselves to the highest standard and do not ever compromise on providing their customers with the kind of service that they deserve. So if you need help with completing your application or simply have a question, they'll gladly help you out.

man holding thumbs up

FNB is a trusted & reliable provider of quick loans

In our review, FNB adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ FNB is a registered credit provider in South Africa: NCRCP20

Customer Reviews & Testimonials

April 2018

I needed a quick loan after my car broke down. I was able to apply online and the whole process was just so easy.”

Jamie S
— Mpumalanga —

July 2018

As an FNB customer for 6 years now, I can honestly say that FNB is the best bank I've ever banked with. Their customer service is always top notch!

Jacob M
— Cape Town —

February 2019

Thank you for providing me with the loan I needed so quickly. I didn't have to wait very long and I really appreciate that.

Nompumelelo K
— Bloemfontein —

March 2019

Thank you for a great and very fast service. A real pleasure dealing with people who know what they are doing.

Marco N
— Durban —

April 2019

I found the customer service very pleasing. Keep it up!

Paul S
— Nelspruit —

FNB Contact

Physical Address

  • 82 Adderley St Cape Town City Centre Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday 08:30 – 12:00
  • Sunday – Closed