Cobol

• Quick loans up to R5,000
• Low-interest starting from 124%
• Repayment up to 6 months

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Cobol is so popular and efficient and they offer loans 100% online

If you need a quick micro-loan - visit Cobol's website and start your online loan application now!

Their loans are ideal for cash flow shortages and financial emergencies. Their application process was designed with you in mind because they know how frustrating it can be trying to get a loan. Therefore with them, they've made everything as simple as it can be, eliminating any unnecessary complications.

Requirements to get a loan

Although they do not require you to have a perfect credit history to apply for a loan - they do require you to be in full-time, permanent employment and to be a South African citizen with a valid ID and proof of address which can be demonstrated by an official utility bill.

Applying with a bad credit history

They offer bad credit loans and loans for blacklisted people too - so no matter what your circumstances may be, they can help you access credit quickly and easily. Their APR is capped at 212% - so even with a bad credit history, you will not pay more interest than this.

Repay your loan comfortably

With terms starting from 1 month and going up to a maximum of 6 months, you can repay your loan over a timeframe that is most manageable for you. This is just one of the ways they accommodate their customers and their needs because they want your lending experience with them to be one that always leaves you happy and satisfied.

People who care

When someone comes to them for financial assistance, they like to do everything that they can to help. They have a strong culture of being a loan provider that really cares for their customers because their goal is to see every South African get the financial help when they need in order to achieve whatever they want to achieve. So when life throws you an emergency and you need cash quickly, they're the people to talk to. They'll give you a quick loan in just minutes and the money will be deposited into your account the same day! This is why thousands of South Africans put their trust in them every single day. Why don't you start doing the same?

Cobol is a trusted & reliable provider of quick loans

In our review, Cobol adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Cobol is a registered credit provider in South Africa: NCRCP7055