Rating based on 37 reviews


  • Quick loans up to R4,000
  • Low-interest starting from 60%
  • Repayment up to 30 days

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Mulah homepage
Author Mulah. Screenshot of Mulah website.
[Accessed January 23, 2023]

About Mulah

Mulah's mission is to provide its clients with easy and understandable short-term loans.

With Mulah's lending design, you won't have to worry about the complexity of making a loan. The system is designed to do all the hard work for you so that you can have the best experience and a loan that makes life airier and more breathable.

Easy Three-Step Process

Mulah's system consists of three easy steps with which you can see your short-term loan before applying for it. This allows you to know exactly what you want and how to find the best for you. Everything you need to know about them can be found on one page.

They made sure that everything is short and subtle but still provide all the necessary details. A summary is provided for your steps towards getting the personal loan you need, explaining everything as briefly as possible whilst applying.

No papers to sign, no documents to print

Mulah makes it easy for you to apply for a loan without any hassle. There are no papers that need to be signed, and no documents need to be printed. Yes, it’s that straightforward. You can get the money you need without all the unnecessary paperwork.

Zendesk chat

Mulah utilizes the Zendesk chat for your convenience. This chat best shows how far technology has come, and Mulah intends to use its benefits for your benefit.

This will allow you to contact them quickly, without even having to search for the icon since it'll always be on your screen. Mulah wants your entire experience with them to be the best and then make it even better.

Mulah Services

The services provided by Mulah are designed to be easy or you to use.

The services are available in multiple formats, including lists and summaries that provide clear explanations of the information, as well as a service team that is always ready to assist customers in need.

When it comes to applying for and receiving a loan, Mulah provides a simple, step-by-step guide that walks you through the process.

This guide is prominently displayed on the company's website, so customers don't have to search for it. The best part? The application process is only three steps, with loan funds being transferred directly into your account on the same day you apply.

Funds before 3pm: quick delivery when you need it 

However, it's important to note that loan funds will only be transferred before 15:00 on the day of the application, otherwise, you'll receive your funds the following day.

Repayment dates and rates can be a stressful part of the loan process, but they aim to make it as easy as possible for you. When applying for a loan, you'll need to select the loan amount and provide your next payday date.

A system that works everything out for you

Their system will then automatically calculate the interest rate, fees, total amount, and the date when the loan is expected to be repaid. This ensures that you have a clear understanding of your repayment terms and can plan accordingly, without any unnecessary stress or worry.

Mulah – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 60%
  • Loan Amount up to R4,000
  • Repayment 24 hours to 30 days
  • Decision 6 hours

Benefits of Mulah

  • Up to R4000 short-term loans
  • Simple online registration
  • Repayment terms up to 30 days

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

A loan for any financial need, apply with Mulah today

Mulah offers a quick and easy loan application process, ensuring that customers can get the funds they need in no time.

Whether you need a loan for an emergency, to cover unexpected expenses, or for any other reason, they can provide the funds you require.

Eligibility for credit 

To qualify for a Mulah loan, you must be a South African citizen. However, Mulah's advanced system will determine your eligibility for the loan, so you don't have to fill in any additional forms.

Once you've applied for the loan, you'll receive an SMS or email from them, letting you know whether you've been approved.

Assistance with Mulah's Loan Services

This lender's service team is always available to assist customers with any questions they may have about the loan application process or any other aspect of the loan services.

In addition, they provide detailed information on its website, including a well-devised system for answering common questions. If you still need assistance, you can contact Mulah directly using the contact information provided on their website home page.

The step-by-step application process 

  1. Visit Mulah's website and click on the "Apply Now" button.
  2. Fill in the required personal information such as your name, address, employment details, and banking information.
  3. Choose the loan amount and repayment term that suits you best.
  4. Submit the application form and wait for the automated system to process it.
  5. If your application is approved, you'll receive an SMS or email notification from Mulah.
  6. The loan funds will be transferred directly to your bank account, usually within a few hours.
  7. Repay the loan on the agreed-upon date, either through a debit order or a bank transfer.
man holding thumbs up

Mulah is a trusted & reliable provider of quick loans

In our review, Mulah adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Mulah is a registered credit provider in South Africa: NCRCP12668

Customer Reviews & Testimonials

October 2019

I have never had service this good. I didn’t know how to proceed with the application and the serviceman immediately helped me

Renaldo H
— Bethlehem —

November 2019

This system is so easy to understand! Everything I need is on one page and given in a way I can comprehend. It was the easiest way I’ve ever applied for a loan

Elzaan H
— Springs —

Mulah Contact

Physical Address

  • Block A ,waterkloof rand office park, Buffelsdrift St, Erasmuskloof Pretoria Gauteng 0002 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed