Rating based on 37 reviews


  • Quick loans up to R4,000
  • Low-interest starting from 60%
  • Repayment up to 30 days

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Mulah homepage
Author Mulah. Screenshot of Mulah website.
[Accessed March 10, 2022]

About Mulah

We are here to help you with short term loans in a steady, understandable, easy fashion.

If you have ever struggled to understand the intricacy of making a loan, then do we have a surprise for you. We do not want you to worry about all the math, only the reasoning.

Our lending design

Mulah was designed to do all the hard work for you so that you can have the best experience and a loan that makes life airier and more breathable. Our system exists out of three easy steps, with which you can see your short-term loan before applying for it. And in the end, know exactly what you want and how to find the best for you!

Short but powerful

Everything you will want about us will be given to you on one page. We made sure that everything is short and subtle, but still provide all the necessary details. A summary will be provided for your steps towards getting the personal loan you need, explaining everything as brief as possible whilst applying. There are also no papers that need to be signed, no documents need to be printed. Yes, it’s that straightforward.

The Zendesk chat

This chat is the best in showing how far technology has come and we intend to use its benefits for your benefit. This will allow you to contact us quickly, without even having to search for the icon. Since it will always be on your screen. We want your entire experience with us to be the best and then make it even better.

Mulah Services

Our services provide you with a program that anyone can follow.

The services is meant to be available in any and every form. From lists and summaries explaining the information for you, to the service team always standing by for any assistance you need.

Applying and receiving the loan

A simple step by step guide is given to walk you through the process. It will be the very first thing you see on our website, so you don’t have to look for it! And do you know the best part of it all? It is just 3 steps. No more than that required. After you have applied you will receive your loan on the exact same day that you have applied, with it being transferred into your account directly!

That said, the loan will only be transferred provided the time is before 15:00 the day of the application, otherwise, you will receive it the very next day.

Repayment dates and rates

This is the part where we do not want you to do the hard mat, instead, we do it for you. Making the entire experience a lot more relaxed and enjoyable. The first thing you must do to apply is to choose your loan amount You will also be required to provide your next payday.

When you have done this, no matter which amount you chose on the website, our system will immediately calculate your interest rate, your fees, your total amount and the date when you are expected to pay it back. This means you can see everything for yourself and all you had to do was get the right amount. No more worries for the future.

Mulah – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 60%
  • Loan Amount up to R4,000
  • Repayment 24 hours to 30 days
  • Decision 6 hours

Benefits of Mulah

  • Up to R4000 short-term loans
  • Simple online registration
  • Repayment terms up to 30 days

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

We have a loan for any financial need, apply with us today

Whatever you need a loan for, we can surely provide.

Our requirements are not high, the stakes are low and we pride ourselves to make it all quick, intelligible and it will all be for a short term.

Am I an eligible candidate?

To be able to qualify for this loan you must be a South African citizen. Other than this you will not need to worry about qualification. Our advanced system will apply that for you, meaning you won’t have to fill in more forms to become eligible. If you are successfully eligible, or not, either way, our system will notify you with an SMS or email after you have applied for the loan.

What if I require more assistance?

Our service team is always on standby, ready to answer any questions that come their way, help any and all customers. We also have a very well-devised system for questions that can be answered on the system itself and more detail about our requirements and services should the summaries be too short for you. If the information on the website is not enough, then do not worry. You can also contact us, with all contact information and their roles being given on the website home page.

man holding thumbs up

Mulah is a trusted & reliable provider of quick loans

In our review, Mulah adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Mulah is a registered credit provider in South Africa: NCRCP12668

Customer Reviews & Testimonials

October 2019

I have never had service this good. I didn’t know how to proceed with the application and the serviceman immediately helped me

Renaldo H
— Bethlehem —

November 2019

This system is so easy to understand! Everything I need is on one page and given in a way I can comprehend. It was the easiest way I’ve ever applied for a loan

Elzaan H
— Springs —

Mulah Contact

Physical Address

  • Block A ,waterkloof rand office park, Buffelsdrift St, Erasmuskloof Pretoria Gauteng 0002 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed