Rating based on 2 reviews


  • Quick loans up to R250,000
  • Low-interest starting from 16%
  • Repayment up to 72 months

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Fincheck homepage
Author Fincheck. Screenshot of Fincheck website.
[Accessed January 23, 2023]

About Fincheck

Every person needs some type of loan at some time in their life.

There are many reasons for you to make a loan, from engaging in a sweet holiday to paying off debts or taking your children to school. They are here to help you!

They compare offers

They compare different offers to help you decide better and see the differences for yourself. They take different quotes for both short-term loans and long-term loans, from amounts between R8 000 all the way to infinity, leaving you the absolute freedom to choose your own amount.

The meaning of having a loan

A  loan is merely the total amount of money that has been borrowed by a specific individual and/or company that is marked for repayment over a specific, scheduled period of time in smaller amounts with the addition of an interest rate and sometimes fees. Here at Fincheck, they aim to help you make better financial decisions regarding your loans! This also includes personal loans, which are often used for emergencies. They are there to help you better manage those emergencies.

Fincheck Services

The best loan is a smart loan!

Sometimes even the best need help and they have collected and created a team that will help you make better decisions and get the best loan possible!

What loans do they offer?

They offer the most common loan that can be applied to anything, a personal loan. Their personal loan has been designed to establish you with easy and right choices for your benefit towards a future you can enjoy! This loan can be used for many things, from having a wedding to going on your honeymoon. It can be used for home improvements or leisure activities. The list is endless. Their quick loan goes from the typical rate of R1000 to up to R250 000, with the normal 3 months to 27 months of repayment. No extra calculations are required.

How exactly do they help you

Their website is loaded with examples and explanations that will help you understand the entire industry, its functionality and the different plans and goals set in place for different loans, credits and repayments rates. This, however, is also what they are not trying to do. Their main focus is on helping you, their consumers, and getting the best choices for your future.

Fincheck – Quick loan

  • Loan Type Quick loans
  • Interest Rate 1628% p/a
  • Loan Amount up to R250,000
  • Repayment 3 months to 72 months

Benefits of Fincheck

  • Easy online application
  • Bad credit loans available
  • Quick loans up to R250 000

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a quick and easy loan with Fincheck

They have quick applications and service members are always ready to help and explain anything to you when and where needed. You are always their first priority.

They are here to make the endless calculation have a simple answer.

If you are constantly worried about what’s next, they are there to help you get the answer and control what will happen next in your life, starting with your loan.

How to apply yourself

They have an online loan application that is very easy to use and best of all it is also quick. The application is divided into simple parts, starting with your personal information. With them, you are not a number but a unique individual person and they will like to help you with your future by optimising it with you. After you have completed the online application, ensuring and reassuring yourself that all the details are correct an automated loan comparison will be given to you, for your own profile. This comparison will be a personal loan, comparing yours specifically.

How do they measure your eligibility?

Fincheck is a company that constantly aims forward, into a future that is bright for them, as well as all their customers. As such they have created an online loan allocation system. They measure your eligibility by looking at your past endeavours of loans and credits and the repayment of that. But still, they always seek to help out their customers and this will not result in your final eligibility test.

Instead, you must be a South African citizen of 18 years or any age older. And you must have completed the online application which their experts will also use to determine how eligible you are and/or will be for your loan or any other loan. Remember they want you to find the best loan for you, to improve yourself, your financial crisis and your future!

Customer Reviews & Testimonials

November 2019

Fincheck really is the most helpful company! They helped me get a smaller loan and still be able to pay off my full financial problem

James P
— Johannesburg —

August 2019

I’ve never met a company that cares this much about their customers and is this helpful

Harry E
— Boksburg —

Fincheck Contact

Contact Number

  • not available



Physical Address

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday – Closed
  • Sunday – Closed