Rating based on 8 reviews

EC Loans

  • Quick loans up to R120,000
  • Low-interest starting from 28%
  • Repayment up to 84 months

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EC Loans homepage
Author EC Loans. Screenshot of EC Loans website.
[Accessed January 23, 2023]

About EC Loans

While most lenders that offer personal loans online have fairly speedy turnaround times, very few of them consider customer service as an important part of their services but, at EC Loans they do.

At EC Loans you will receive only the best service, whether you're a new customer using them for the first time or, a regular customer.

Are you short on cash?

Can't borrow from friends or family? They're a reliable online lender that deals with such problems in an innovative way. Don't spend another second scouring through lenders' websites and trying to find a credit solution that meets your individual needs - visit EC Loans online and apply for a loan online in just 5 minutes.

EC Loans Services

At EC Loans They offer loans of between R1 000 and R120 000 to South Africans who need a cash boost quickly.

You can choose a loan term that starts at 12 months and stretches all the way up to 84 months. Their current APR is 28% - which is highly competitive amongst online lenders.

Take care of emergency expenses - FAST

When money is tight it may seem like everything that could go wrong is going wrong. If your car has broken down or you need to change your tires and your account is empty what do you do? They can offer you a quick loan to help you pay for the repairs and get you back on the road.

EC Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 28%
  • Loan Amount up to R120,000
  • Repayment 160 days to 84 months
  • Decision 2 hours

Benefits of EC Loans

  • Quick loan up to R120 000
  • Same-day loan approval
  • Instant online cash loans

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Visit EC Loans online and apply for a loan online in just 5 minutes

Are you tired of having to wait in a queue at the bank every time you need to take out a small cash loan? Well, now you don’t have to.

They've made it so much simpler for anyone to get a quick loan without the usual hassle. They believe that getting a loan shouldn't be stressful, it should be as painless as possible, which is why lending from them is quick, easy and straightforward. Even if other lenders have turned you down, they still might be able to help you.

Their online application process is hassle-free

Applying for a loan will take a few minutes and you can have the money in your account within a few hours! All you have to do is submit an online application (which can be done in the comfort of your home or office) and then sit back and relax while they do the rest of the work. If your application is successful and you are approved, their improved innovative service will ensure that you'll get your funds in a speedy manner with no time wasted

Borrow up to R120 000 with them

They offer loans from R1 000 all the way up to R120 000 and, they make selecting your loan amount easy with their accurate loan calculators which will tell you how much you will pay each month for your desired loan amount and term. Select, adjust and apply today!

What you'll need to apply at EC Loans

If you are over the age of 18, have a full-time job and need a loan then you meet their eligibility requirements and can apply for a fast loan on their website today! Don’t forget to have your ID, pay slips, recent bank statements and proof of address handy.

Repayments that fit your budget

Your repayments are tailored to your budget and personal needs. Therefore they will always consider your affordability when they are designing your loan because their aim is to provide you with what you need without putting you in a situation that will leave you disadvantaged going forwards.

Check the status of your application whenever you want

After submitting your application you'll receive an email with a link that you can click on to check your loan status anytime. However, wait for about half an hour before you start checking

Customer Reviews & Testimonials

July 2018

I'm very happy with EC's customer service. They were so accommodating and just a pleasure to deal with

Thabo M
— Pietermaritzburg —

November 2018

The application process was very simple; I had no trouble whatsoever which was such a relief because applying for a loan is usually so much more work. Thank you for making it so easy

Melani W
— Pretoria —

March 2019

My hat goes off to EC Loans. I got my loan after just a couple of hours- I couldn't believe how fast it was!

Francois L
— Stellenbosch —

EC Loans Contact

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