Rating based on 62 reviews

Izwe Loans

  • Quick loans up to R250,000
  • Low-interest starting from 27.75%
  • Repayment up to 60 months

In-page navigation

Izwe Loans homepage
Author Izwe Loans. Screenshot of Izwe Loans website.
[Accessed January 23, 2023]

About Izwe Loans

They are a lender with a superb flexible system for your loans.

If you are looking for a loan, they will have what you need. Using an advanced system for choosing loans and making it easy to use.

The right amount

They have designed a system that is both facilitated and advanced. They will allow you to choose your own amount for your personal loan ranging from R1000 to R250 000, whilst also allowing you to use the instalment instead. They also show you the monthly range in which you will repay the loan ranging from 12 months to 60 months.

Why use IZWE?

IZWE is an exceptional option for you because they offer flexible terms for any and all payment times, for the full duration, ranging from 12 months to 60 months. They are also a company that has pride in hanging on being quick, making decisions in mere seconds, and you will receive your money a day later. They use the interest from as little as 15% and they have definite customer protection set in place.

Izwe Loans Services

If you need a loan for any reason, they have the means to help you.

They have a wide range of services and an entire program tenaciously designed for all their customers for the best possible help and usage of the personal loan that any consumer might need.

How you can apply

To apply for a loan you must be aged at least 18 years old and possess a valid South African ID and/or driver's license. You will also be required to be employed with a minimum income of R2000 and you will need to provide documented proof of this income.

Quick and easy loan applications

They’ve made the quick loan application easier by making it a personal loan application. You apply for a loan online, through their website and they will call you to fully complete the application. This makes the application easy since they can always explain everything to you personally during the application. You may also call them, with the information provided on their website. You will also receive an account statement as proof and an extra conversation about your loan. This statement can appear either by email or SMS.

Izwe Loans – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 27.75%
  • Loan Amount up to R250,000
  • Repayment 12 months to 60 months

Benefits of Izwe Loans

  • Flexible loan options
  • Quick loans up to R250 000
  • A quick and paperless loan applications
  • Accessible financial solutions

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

They always look out for their customers, making them their first priority

Loans can seem scary at times, but they want you to feel in control of your money and protected. And they want to make sure that you will always be able to repay your debts and assist you in circumstances.

How your eligibility is determined

They use RCS which a governed by the National Credit Act in assessing if you are applicable for them to provide credit. RCS is a registered and authorised financial service provider and is thus a very beneficial and accurate system to use.

They also use another method alongside this, which is also approved. They will assess your credits and expenses to find and know whether or not you have been paying past expenses and it will provide information on how well you have been doing so. They will also receive information about your general income. This information is merely an approximation to allow them to see and determine your trustworthiness and as such, how eligible you are. You, however, won’t have to fill in any extra applications or do extra paperwork. They handle this for you.

How and when you will get my money

They are meant to provide a straightforward service and an online one. This means that they will send the money directly to your bank account. Your bank will notify you that the money and the total amount have been paid.

Your application will have to be approved first to receive any money. But right after it’s approved they will send the money to your account in no more than 24 hours time.

What if you can’t pay monthly?

There are many circumstances that could happen that will cause a person to be unable to repay their loan. The fact that you have a loan means that you were applicable to start with and that you are still an eligible and valuable customer. They do not want anything to happen to you and as such, you can always call them if there is a problem with paying back and they will provide you with a solution!

Customer Reviews & Testimonials

September 2019

The service care was excellent. I was in constant telephone communication with the company and I knew exactly where I stood with the process

Teresa O
— Dunnottar —

September 2019

I had problems with paying back my loan for a few months and they immediately gave me an easy and understandable solution with no problems in the service contract or the debt itself

Kevin L
— Nigel —

Izwe Loans Contact

Physical Address

  • 45 Durban Rd, Bellville Central Bellville Western Cape 7530 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed