Rating based on 7 reviews


  • Quick loans up to R9,000
  • Low-interest starting from 10.5%
  • Repayment up to 65 days

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Binixo homepage
Author Binixo. Screenshot of Binixo website.
[Accessed January 23, 2023]

About Binixo

Binixo offers simple loans for any purpose.

The entire process is 100% online and it’s super easy to apply for a loan. They pride themselves on offering convenience to all of their customers, old and new.

They know that money is an essential part of life and that’s why they don't discriminate. Even if you have a poor credit history, or are blacklisted, they may still be able to help you get a loan. They try to accommodate everyone and give all of their users a fair chance. They believe that your past challenges should not define your future.

Convenience just for you

They don’t issue loans but instead, source the best loan options according to your criteria. They act as an intermediary between you and a lender. They’re an online broker. They offer a beneficial service that saves you tons of time.

They also save you money by helping you source the most competitively priced, quick loans and lenders. And the best part is that they don’t charge any fees for their services. Binixo brings you only the best and most trusted lenders. Their services are available 24 hours a day, 7 days a week for optimal convenience.

They deliver excellence

You may be thinking their services are too good to be true and they wouldn’t blame you. They use only the most trusted lenders and have systems in place to keep all of your personal information private.

They’ve designed thir website to make your life easier. They want the process to be simple and efficient. They value time and simplicity just as much as you do. This is why they’ve gone with such basic qualification criteria for applicants.

Binixo Services

Their main purpose is to provide you with instant loans.

Not only that but they want to provide you with affordable interest rates. The entire transaction will be done online for your convenience. With them, you don’t have to wait in line to speak to one of their consultants. You have the luxury of applying for finance at home. If you’re approved, you can have your money within hours.

Their application process

Applying for a loan through them can be done in just four easy steps. Login to your Binixo account and choose your amount and term. Afterwards, choose the offer that best suits your needs.

Fill out their application form which consists of your basic information such as name, surname, email, and phone number. If you’ve been approved, you’ll receive your money shortly. Thankfully it’s not a lengthy process.

Digital services to save you time and money

They understand that the world has become technologically advanced. This is why they’ve made their services completely digital, bringing you loans via their online platform. They’ve kept it simple and straightforward so that you don't have to use other platforms.

Their process allows you to compare loan options and pick the one that best suits you. Although they’re an online platform, they’re secured by Let’s Encrypt. This means your information is completely secured.

Binixo – Quick loan

  • Loan Type Quick loans
  • Interest Rate 10.571% p/a
  • Loan Amount up to R9,000
  • Repayment 4 days to 65 days

Benefits of Binixo

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Your trusted middleman for all things credit related

They don't charge for their services.

They offer you a free service where you can find online loans from their trusted lenders. They’re all NCR accredited and are reviewed on an annual basis.

Their services are readily available. They don't take breaks and they don’t have days off. They don’t require tons of documents from you and the application process is relatively effortless.

Payment will be made to you as quickly as the lender allows. Each lender is different and there’s no definite waiting period for loan payouts.

Binixo’s goals and objectives focus on delivering results

Binixo is a goal-orientated company. They have strict criteria that they strive to meet every day. They’re here to give expert advice and evaluations to clients. Such as:

  • Daily overviews of the African credit market
  • They advise you on the best loan options
  • They notify you about interest rates, costs, penalties
  • They help with the understanding of loans and terminology
  • Their consultants give clear breakdowns of the terms and costs of personal loans

They provide their services in many countries from South Africa and Brazil to Spain and Mexico. They’re not limited to these countries as they’re always branching out.

About their quick loans

When applying for one of their short-term loans, you can choose your own amount. The minimum loan amount is R300 with a maximum of R9 000. Their term ranges from 4 to 65 days. Once you’ve selected your amount and term, their loan calculator will give you an estimate of what you’ll be expected to pay every month.

Their basic requirements are that you must be older than 18, have a valid bank account, and have a South African ID. Remember, Binixo doesn’t issue fast loans directly, they just help you find one that works for you.

Customer Reviews & Testimonials

July 2020

There were a lot of loan options to choose from.

Jerry R
— Port Elizabeth —

April 2020

I am very happy with my quick loan.

Sipho M
— Durban —

January 2020

Amazing service from Binixo and the lenders.

Maritz W
— Bloemfontein —

Binixo Contact

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