- Quick loans up to R500,000
- Low-interest starting from 27%
- Repayment up to 36 months
[Accessed January 23, 2023]
Xcelsior was started in 2010 with the aim of providing alternative and hassle-free short-term solutions.
Having more than 25 years of experience in the loan sector, Xcelsior was started with you in mind. With Xcelsior loans, you get quick and easy access to the money you need.
Their exceptional service
No unnecessary paperwork, or background checks. Xcelsior is registered, so you have peace of mind knowing that you are in good hands. With 6 branches across South Africa, they are here to help you with any type of personal loans and business loans.
Why Xcelsior and not a bank
Banks are mainstream and not as quick as applying with Xcelsior. Banks check everything, from credibility to whether you have been blacklisted or have a bad credit history. Whereas with Xcelsior, they are not concerned with that. The application process is less than an hour.
It’s getting harder by the day to obtain cash, especially using traditional means, like the bank. They offer loans to those who are not deemed credible and who need bridging finances.
With Xcelsior the application process is quick and easy and definitely paperless. No background checks are done and a loan can be approved even though you are blacklisted.
Secured loan options
Every process is transparent and there are no hidden costs or surprises. They offer secured loans against any and all motor vehicles. These are used as collateral but ownership remains with you. So instead of selling your assets off, why not loan against it?
Minimum and maximum amounts
The minimum amount that you can get from Xcelsior is R5 000 and the maximum amount will be R250 000. Whichever vehicle you use or bring will determine the loan value you receive from SupaSmart.
Xcelcior – Quick loan
- Loan Type Quick loans
- Interest Rate from 27%
- Loan Amount up to R500,000
- Repayment 2 months to 36 months
Benefits of Xcelcior
- Loans are paid out on the same day
- Apply for a loan up to R500 000
- Get cash in 30 minutes
Quick loan calculator
Xcelsior is South Africas favourite choice for quality loans
They can extend the contract. They are essentially here for you but communication is key and you will also have to make sure that the interest along with the loan amount is paid in full. If you really cannot repay your loan then they will sell your car to make up for what is needed.
Xcelsior application process
Are you need cash really quickly and don’t want to go through the usual channels?
Use Xcelsior, for your fast and easy loans without the hassle of paperwork and long lines or credit checks. You can use your vehicle and take out a loan against it. Just fill out the online loan application, and they will call you and start the process. They will then assess the asset and determine the loan amount available to you. When your loan is approved, payment is made immediately via EFT. No red tape, or delays.
How long do you wait for the money?
They pride themselves on being efficient. The quick loan process takes approximately 30 minutes. Your cash is then transferred into the account of your choice.
What security Xcelsior accepts
All types of vehicles are accepted as security. They accept, cars, bikes, trucks, boats, bakkies, caravans,s, and even motorised vehicles. They must all be in good driving condition.
What do you need to bring to apply for the loan?
They would want for you to bring your ID/license, and original papers for the car. If the car is in the company's name then the company documents need to be brought with as well as the names of the board of directors of your company. Other than this, the application process involves no other paperwork.
Customer Reviews & Testimonials
I got exactly what I wanted, very happy. Their loans are convenient to apply for and I got a low-interest rate.
— Rosebank —
I couldn’t have chosen any better, thank you Xcelsior for my fast and affordable loan
— Drakensburg —
- Villebois Office Park, Building 2, Corner Devillebois Mareuil Drive and Jacques Street, Moreleta Park Pretoria Gauteng 0044 South Africa
- Get Directions
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 17:00
- Saturday 08:00 – 12:00
- Sunday – Closed