Konga Loans

Konga aims to make borrowing easy, quick, and fully automated.

They want to be South Africa's leading online lending platform, by providing quick loans that are accessible to everyone.

Konga’s mission

They want to help the everyday South Africans attain financial freedom so that they can live a life with one less thing to be concerned about.

Konga’s values

Konga believes in creating relationships that are long-lasting and have an impact on their customers. They achieve this through:

• Being trustworthy, having integrity, delivering on promises, and doing the right thing.
• By being innovative and consistent. They welcome challenges and empower customers to reach the goals they’ve set by being different from the rest.
• They’re more than dependable because they’re fully automated and available 24/7 and will support you where needed.

How Konga is different from other companies

With Konga, customers can quickly apply for a short-term loan and because they’re fully automated, you can get your money within minutes.

All you need to do is open an account, enter your information, sign a contract then they’ll send you your money. If you repay your loan before the due date, Konga will not penalize you.

Kongs 4 tiers of customers

When you sign up with Konga, you’ll automatically be allocated a tier. This is a rating system that they use to determine what loan amounts a customer qualifies for. The higher your credit score and overall financial health, the better your tier.

• Start: offers R300 to R2,100 with terms from 4 to 35 days
• Silver: Offers R300 to R2,100 with terms from 4 to 45 days
• Gold: Offers R300 to R3,000 with terms from 4 to 45 days
• VIP: Offers R300 to R5,400 with terms from 4 to 45 days

What Konga offers you the customer:

Konga offers a safe and encrypted site so that your information is not accessed by anyone except them. So you don’t have to worry about your sensitive information being stolen.

Quick cash loans of up to R5,400

From family emergencies to car repairs, Konga offers instant loans from R300 to R5,400 to help you out. Their short-term loans are ideal for one-off purchases and unexpected expenses.

It’s, however, not recommended to use a payday loan to repay existing debt. This is simply because small microloans generally carry high-interest rates and, using a loan to pay off another loan will simply get you into more debt.

What makes Konga particularly unique is that they let you choose your repayment date. You can select anything from 4 to 35 days within which to repay the loan. This is particularly helpful if you’re currently in desperate need of cash but are expecting your salary or a payout in a few days.

Why choose Konga

• Get a loan from just R300 to R5,400
• Choose your ideal repayment date from 4 to 35 days
• Apply online 27/7
• You only need to provide access to your bank statements to qualify
• Applications are quickly reviewed
• Transfers are made automatically

Overall their platform is simple, streamlined, and convenient. Their tier system allows customers that are new to borrow up to R2,100. It also rewards loyal customers that repay their quick loans on time by offering them bigger loan amounts and longer repayment terms.

Debicheck system for safe, secure loan repayments

You may be wondering how you will make your payments, that’s the easy part because Konga uses the Debicheck system, the amount that you pay back will be debited from your account. Debicheck is very safe to use, you just confirm your details then your bank will let you know what’s available for you.