Rating based on 7 reviews


  • Quick loans up to R50,000
  • Low-interest starting from 25%
  • Repayment up to 60 months

In-page navigation

Loans-Inc homepage
Author Loans-Inc. Screenshot of Loans-Inc website.
[Accessed January 23, 2023]

About Loans-Inc

Need to lend money in a fast, convenient way? That is why they created Loans-Inc.

This is the best place for online cash loans, they have experts in quick loans and a great diversity in the loans. Alongside this, they provide aid for financial needs.

Diversity in loans

They have many loans that you can get from them in a very simple fashion. They have an unsecured loan that requires no collateral or security from you as the consumer. They also provide personal loans, which will give you added benefits of approval dates as well as when you will be loan or credit-free.  In these two categories, their loans can spread to a variety of quick loans, to the scope between long-term and short-term loans.

Their services will help you

The system’s design in itself is filled with several credit providers and they will definitely find the right personal loan to meet all of your needs. Their services are also, quite notably, free of charge. You will never have to worry about whether you will have to pay for any service they offer, from customer care to filling in an online application.

Loans-Inc Services

Loans-Inc is a corporation specifically designed for your lending benefit

They want to be transparent with their consumers and make everything as clear as possible and easier to follow. Doing everything online with descriptive information and short applications.

Making it facile

A lot of loans tend to have many intricacies to follow, but at Loans-Inc has decided to put all that aside and facilitate the applications for you. They don’t want to add all the complexities into a loan, only what is necessary for the loan to work. The world is filled with too many unexpected events and they are there to help you take more control over all those different events that can happen at any time and at any place.

A calculator for you

On their website, you will be able to, during your online loan application, calculate all of the interest rates, etc. yourself with a calculator that they have created specifically designed to calculate everything, with an estimated instalment, in their shared financial industry, meaning you will know exactly what you are getting yourself into.

Loans-Inc – Quick loan

  • Loan Type Quick loans
  • Interest Rate from 25%
  • Loan Amount up to R50,000
  • Repayment 3 months to 60 months

Benefits of Loans-Inc

  • Quick and easy loan applications
  • Loans up to R50 000
  • Flexible repayment terms
  • Fast loan approvals

Quick loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This quick loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Let Loans-Inc help you sort your financial emergency

Sometimes you just need an upgrade in your life.

If you have a loan requirement from fast cash to long-time funds, they will have your back! And you can do it all from the sheer comfort of your house.

How to apply

Here they only work with lenders that are trustworthy and responsible, so they’ve made an absolute certainty that, whatever you apply for, is guaranteed and approved. The application process overall is quite easy in its creation. They have designed a well-sorted online application form that you can access free of charge in which you will be able to apply for your loans.

You can apply for one of their loans through this method and more! After the application is finished they will immediately start working on approving your loan as quickly as possible, with all the necessary analysis, etc. Afterwards, they will contact you.

The repayment expectancy

Their payment expectancy is overall a monthly payment until the debt is complete. They have many months to choose from, from the lowest to the highest possible length. Though this is an indefinite fast, they wanted to make the payments even easier by specialising in certain monthly payments. The most common there is.

They have various terms and a monthly specialisation of 6,12,18,24 and 36-month loans up to 60 months. If you are interested in term loans. Depending on the term that you qualify for, the loan’s total amount will be deducted in instalments. And you can still choose any monthly repayment you want, discussing it without services.

Approval for your loans

Eligibility for your loan will be taken up by their team fully and personally, once your application is complete. But there are still some eligibility requirements that need to be fulfilled nonetheless. You have to be a South African citizen that has a permanent job for which you have worked for a minimum total of six months.

Your money must be transferred into a real and authorised South African account for legal purposes and you may not be under debt review, administration or sequestrated, this is for your own protection and benefit. After this, you will be free to fill in the application and receive final approval from their professional team.

Customer Reviews & Testimonials

October 2019

The application really is so easy and I got my reply within minutes! A great fast service

Renaldo M
— Nigel —

June 2019

I love the calculator, it helps me understand everything better and helped me to make the best loan choice I could!

Jacob P
— Port Elizabeth —

Loans-Inc Contact

Contact Number


  • not available


Physical Address

  • 4 Briza Rd, 4 Briza Rd Bloubergstrand Western Cape 7441 South Africa
  • Get Directions

Opening Hours

  • Monday 09:00 – 16:00
  • Tuesday 09:00 – 16:00
  • Wednesday 09:00 – 16:00
  • Thursday 09:00 – 16:00
  • Friday 09:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed