Rating based on 4 reviews

Credit Genie

  • Short-term loans up to R150,000
  • Low interest rates
  • Flexible repayment terms

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Author Credit Genie. Screenshot of Credit Genie website.
[Accessed January 19, 2023]

About Credit Genie

Credit Genie is all about supplying you with the best loan.

They work Monday to Saturday as well as public holidays. They're determined to give you their best with their dedicated consultants and expert staff. They’ve been providing quality loan-finding services for many years.

Their loyal customers know that they provide trustworthy, transparent loan options and this is why they keep coming back. Credit Genie provides innovative short-term lending services to make your life easier.

Your personal legal team

Credit Genie is always on your side. They provide access to fully licensed and authorised legal teams at affordable prices. They’re there to repair any damage caused. They offer a library of legal documents to the value of R1 500 and assistance on many legal matters.

The advice can be given on labour law, the Road Accident Fund, accident-related issues, and anything relating to a criminal offence, debt, child maintenance, and divorce hearings.

A full credit report

To receive fast loans from certain lenders, you must have a healthy credit score. Lenders will check up on your credit report so you need to evaluate it regularly. These checkups allow you to correct possible shortfalls quickly.

Short-term loans, home loans, personal loans, and any other loan will require a full credit report. They offer you access to your credit report. Their dedicated team has also put together a list of tips and advice to help repair your credit history.

Credit Genie Services

They provide their customers with comparison services when they are looking for a short-term loan.

Credit Genie believes that loan finding should be easy and that the application process should be a breeze. They make this happen through their online platform. Through them, you can find all the information you need about their online loans.

In the same breath, you can quickly and easily apply. It takes just 10 minutes and the entire online loan application is paperless. Just supply them with your desires for loans and they’ll find the right lender for you.

Improving your credit score with Credit Genie

Bad credit is not a life sentence. Credit Genie has put measures in place to help you make improvements. Through their financial wellness program, they assist their members with credit score repair. You can still get a loan for your personal needs. They can let you see your current credit rating and then they give professional advice on how to improve it.

You’ll also gain access to financial assessments, debt management, and a formal debt review. An added extra is their budgeting service which helps you plan for your future.

Credit Genie's short-term loans

Credit Genie is a South African loan-finding service. They’ve been in the business for over 9 years and can, therefore, give you exactly what you need. They aim to assist you regardless of your financial status. Their short-term loans offer up to R150 000 with a minimum of R1 500. Their consultants bring you fast replies and phenomenal service.

They can save you up to 50% on your debt through consolidation. These short-term loans have lower interest rates than most lenders outside their panel offer. Credit Genie offers an instant way to get cash.

Credit Genie – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R150,000

Benefits of Credit Genie

  • Save up to 50% on repayments
  • Access to a panel of lenders
  • 24/7 legal aid

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Quality lenders brought to you by Credit Genie

When applying for a loan through Credit Genie, it’s done completely online.

The application process is quick and easy. Once you’ve applied you won’t wait long for a response. And once confirmed, you’ll have your money within a few days, depending on which lender you choose.

If you urgently need money, their comparison service is the way to go. Find the perfect provider of a low-interest short-term loan through Credit Genie today. They can provide advice, lenders, loan options, and much more. Their fast response is the way to go.

Their application process

When applying, they have three steps to help you keep track of the process. Start, activate, and succeed. Starting your application consists of providing your basic information.

  • Personal details - name, surname, email, phone number; and ID number
  • Loan details - bank name and loan amount
  • Income details - gross income bracket, net income bracket, salary frequency, and date
  • Expense details - accommodation, food, transport, medical, and others
  • Employment details - employer name, city of work, employment status, and period
  • Optional free services - funeral cover, grocery insurance, and others
  • Confirmation - this is your agreement to the terms and conditions

Their financial wellness program

Many lenders will be wary when helping those with poor credit scores. This is why they have a wellness program to help you.

  • Telephonic financial counselling on matters such as budgeting, income, expenditure, and savings.
  • Formal debt reviews to obtain information from creditors and negotiate payments.
  • Debt management for improving financial awareness, discipline, and control.

Customer Reviews & Testimonials

July 2020

It's quick and easy to get a loan with Credit Genie

Gerald F
— Pretoria —

November 2020

I applied for a loan and got my money super fast

Lindie R
— Port Elizabeth —

Credit Genie Contact

Physical Address

  • 27 Willie van Schoor Avenue Suite 302, Tygervalley Chambers 5, Bellville Cape Town Western Cape 7530 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 18:00
  • Tuesday 08:30 – 18:00
  • Wednesday 08:30 – 18:00
  • Thursday 08:30 – 18:00
  • Friday 08:30 – 17:00
  • Saturday – Closed
  • Sunday – Closed