Rating based on 52 reviews

Little Loans

  • Short-term loans up to R5,000
  • Low-interest starting from 36%
  • Repayment up to 6 months

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Little Loans homepage
Author Little Loans. Screenshot of Little Loans website.
[Accessed January 19, 2023]

At Little Loans you get the best deals on short-term loans

Little Loans was established in 2014.

The main purpose of Little Loans is to provide consumers with the ability to submit a single loan application to multiple lenders in an instant.

They encourage responsible lending

At Little Loans, they work with the best-registered credit providers. You can trust them your details are safe with them. They are a safe and secure financial services provider that encourages responsible lending. Responsibly lending means that you can only apply for a loan you can afford not a loan that will leave you straight to bankruptcy.

They have simplified loans

Getting a loan with multiple is a big mistake. They choose to be a loan comparison site to help people to be financially smart. Multiple loans from different lenders can negatively impact your credit rating as you will receive multiple credit checks against your name. You do not have to settle for less, they allow you to compare different loan deals and choose the perfect one for you.

Choose Little Loans

At Little Loans, They take your single online loan application and give it to the lenders they work with, which perfectly fit your needs throughout South Africa. This process gives you a chance to choose the best product you can afford.

Little Loans Services

Short-term loans are the loans you take and repay in a short period.  

They have various types of short-term loans to choose from. They guarantee you that all their short-term loans are accompanied by low-interest rates. One of the short-term loans is called a payday loan.

What are payday loans

A payday loan is an amount you borrow to cover up a financial emergency. A payday loan is a cash loan with an amount ranging from R500 to R8 000 which is repayable in one full instalment on your next pay date.

How do payday loans work

Payday loans are easily accessible, you can secure a loan in a very short period. South African residents can apply online and get confirmation. If you are approved, you will receive the money in your bank account within a day or two.

The affordability of a payday loan

The payback amount depends on how big your loan is and the interest rate you’re offered by the lender. However, with most lenders, you can expect an interest rate of up to 5% per month. Hence, it is wise to only apply for a payday loan when you need it. It is a small amount of loan that is powerful enough to ruin your credit score.

Little Loans – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 36%
  • Loan Amount up to R5,000
  • Repayment 3 months to 6 months

Benefits of Little Loans

  • Instant loan approvals 
  • Loans are paid out on the same day
  • Get a loan up to R5 000
  • Low interest rates starting at 36%

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

You will get the best deals on short-term loans at Little Loans

Dedicate 10 minutes of your time and the loan will be yours. They work with reliable credit providers.

At Little Loans, they have the most convenient application form. Everything is entirely online, even the documents required you will attach them online.

How to apply for Little Loans 

Applying for their services is quite easy. You can apply at any time while you are in your comfort zone. Apply by visiting their website and filling in the application form. You can also apply telephonically. Call them and their trained consultants will gladly assist you. After they have received your application, they will send it straight to the lender that meets your needs.

The documents required for your loan application

Although they are not lenders, all the credit providers they work with also require basic documents. Before you start your application, it is wise to ensure that you already have the required documents so that your application will not be delayed.

  • You need a South African ID that will prove you are above 21.
  • Proof of residence
  • Confirmation that you are permanently employed, and you will stay employed for the duration of the loan.

The application of short-term loans

When you apply for a short-term quick loan, you are not told about how to use it. It is a loan you can use for anything. However, you can never use it to pay off debts. Here are some of the things you can use a short-term loan for:

  • You can use it to cover medical expenses
  • Repair a business/private motor vehicle
  • Cover unforeseen expenses

Customer Reviews & Testimonials

August 2019

When you look for short-term loans, Little loans have the best deals ever.

Divan M
— North West —

August 2019

The help I received when I called Little Loans was so incredible. They are the best

Harry T
— Cape Town —

Little Loans Contact

Contact Number


  • not available


Physical Address

  • 973 Marine Dr, Ramsgate Beach Margate Kwazulu-Natal 4285 South Africa
  • Get Directions

Opening Hours

  • not available