Rating based on 45 reviews


  • Short-term loans up to R5,000
  • Low-interest starting from 212%
  • Repayment up to 6 months

In-page navigation

Dunami homepage
Author Dunami. Screenshot of Dunami website.
[Accessed April 6, 2023]

About Dunami

Their short-term micro-loans were designed with the everyday South African in mind.

If you need a loan that is big enough to meet your needs but won’t leave you broke at the end of the month their products are ideal since they offer payday loans with longer repayment terms.

They take pride in their speed and reliability

As a lender that takes pride in serving their customers with their flexible and fast loans, they’re reliable and will always assist you with understanding and respect.

If you're looking for a lender that offers you more than just a quick loan - choose Dunami.

Dunami Services

Dunami believes in simplicity in everything that they do. With them, you won't feel suffocated by slick sales talk or financial jargon.

What they do is simple - they offer quick loans that range from R1 000 to R5 000 with a loan repayment term of 6 months.

They're a registered and transparent lender

They are registered with the National Credit Regulator and strongly believe in responsible lending practices. Their interest rate on all personal loans are capped at 212% per annum and they always conduct ITC checks to ensure that their customer can afford the credit that they are applying for.

Dunami – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 212%
  • Loan Amount up to R5,000
  • Repayment 30 days to 6 months
  • Decision 24 hours

Benefits of Dunami

  • Fixed repayment terms up to 6 months
  • Small short-term loans starting at R1 000
  • Competitive interest rates

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Their short-term loan options are ideal to use in cash emergencies

Even though they offer fast micro-loans, they are not a payday lender and offer customers a loan term of 6 months.

This is ideal to ensure that you can get the cash that you need today without having to commit a huge chunk of your next paycheck to repay the loan.

A short-term loan

A short-term loan has many definitions but at Dunami they like to keep things simple so they define it as a loan that does not exceed R5 000 and can be repaid within a 6-month period. If you need money to pay for a family holiday or pay your dentist bills these loans are the ideal solution.

How to apply with them

With Dunami you can apply for a loan online at any time 24 hours a day, 365 days a year from just about anywhere.

Once you fill in their application form they will ask you to upload or send them your ID, payslips, bank statements and proof of address after which they will immediately send through your approved loan. Existing customers can simply log in and request a loan with a click of a button.

Increase your chances of being approved for a short-term loan

The best way of increasing your credit profile is by minimising the amount of money you are using on buying things that are not important. Instead of buying things, you can start saving money. This way, your credit profile will increase because you won’t be applying for loans but you will be saving your money instead. It is important that you only apply for an emergency and nothing else.

While there is also no telling when you will be in need of a loan, it is always better to preserve unnecessary loan applications for rainy days.

How long it will take to get your short-term loan approved

They are always quick on their feet to ensure that their clients get their money as quickly as possible. Depending on when you applied, you will get your money on the same business day or the following day.

In order to ensure that you get your money as quickly as possible, provide them with all the documents that they request. They will then be able to fast-track your application because they know that customers usually want to make use of the money right away.

Customer Reviews & Testimonials

July 2019

Dunami gave me a chance to attend to my financial emergencies by approving my short term loan.

Nelson W
— Cape Town —

February 2019

Dunami has one of the lowest interest rates. I would recommend their services to anyone who isn’t looking to pay back a lot of money.

Gareth B
— Pretoria —

Dunami Contact

Contact Number


  • not available


Physical Address

  • Suite 702 Boland Bank Building, 16 Lower Burg Street Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • not available